Overview Financials News + Filings Key Docs Charts Ownership Insiders
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In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 |
| 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
Interest income: |
Interest income on loans | 44.6 | 40.6 | 38.5 | 37.1 | 32.1 | 25,523.5 |
Interest income on investments | 7.1 | 5.3 | 4.4 | 3.8 | 3.5 | |
| 51.9 | 45.9 | 42.3 | 41.6 | 35.2 | 29,104.4 |
Interest expense: |
Interest on deposits | 7.1 | 4.9 | 6.4 | 8.0 | 5.6 | |
Interest on borrowings | | | | | | 1,453.9 |
| 10.2 | 7.7 | 9.4 | 11.2 | 7.8 | 5,250.0 |
Net interest income | 41.6 | 38.2 | 32.9 | 30.4 | 27.4 | 23,854.4 |
Provision for loan losses | | | | | 1.7 | |
Net interest income after provision for loan losses | 41.6 | 38.2 | 32.9 | 30.4 | 25.8 | 23,854.4 |
Deposit and loan fees | 1.0 | 0.9 | 0.7 | 1.1 | 1.1 | 1,111.0 |
Income on real estate owned | | | | | 0.0 | 482.4 |
Other non-interest income | 3.8 | 4.5 | 6.6 | 2.8 | 3.2 | 615.4 |
Total non-interest income | 4.9 | 5.4 | 7.3 | 3.9 | 4.3 | 2,208.8 |
Non-interest expenses | 30.2 | 28.6 | 24.0 | 51.0 | 23.1 | |
Pre-tax income | 15.7 | 13.6 | 12.5 | -19.4 | 7.0 | 5,687.5 |
Income taxes | 2.8 | 7.3 | 2.5 | -5.3 | 1.3 | 2,972.2 |
Tax rate | 17.7% | 53.8% | 19.8% | 27.3% | 18.4% | 52.3% |
Net income | 13.0 | 11.1 | 10.0 | -14.1 | 5.7 | 2,715.3 |
Net margin | 27.9% | 25.5% | 24.9% | -41.1% | 18.9% | 10.4% |
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Basic EPS | $1.17 | $0.96 | $0.82 | ($1.27) | | |
Diluted EPS | $1.08 | $0.88 | $0.75 | ($1.27) | | |
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Shares outstanding (basic) | 11.1 | 11.6 | 12.3 | 11.1 | | |
Shares outstanding (diluted) | 12.0 | 12.7 | 13.4 | 11.1 | | |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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