STIFEL FINANCIAL CORP (SF) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15
	8-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income on loans		378.1	331.8	379.8	300.5	206.1	127.9	79.8
Total interest income	1,099.1	548.4	523.8	724.9	646.4	454.4	294.3	179.1
Interest on deposits		4.5	14.6	95.8	82.3	12.7	7.3	7.3
Total interest expense	201.4	4.5	14.6	95.8	82.3	12.7	7.3	7.3
Net interest income	1,300.5	552.9	538.4	820.7	728.7	467.0	301.7	186.4
Provision for loan losses		-11.5	33.9	11.0
Net interest income after provision for loan losses	1,300.5	564.4	504.5	809.7	728.7	467.0	301.7	186.4
Other non-interest income	971.5	2,447.0	1,788.3	52.4	25.6	37.5	46.8	1,314.8
Total non-interest income	971.5	2,447.0	1,788.3	52.4	25.6	37.5	46.8	1,314.8
Non-interest expenses	3,506.3	3,670.0	3,100.9	2,737.9	2,490.5	2,656.9	2,432.9	2,190.0
Pre-tax income	885.1	1,067.1	651.2	599.1	534.4	269.5	142.6	141.6
Income taxes	223.0	242.2	147.7	149.2	140.4	86.7	61.1	49.2
Tax rate	25.2%	22.7%	22.7%	24.9%	26.3%	32.2%	42.8%	34.8%
Net income	624.9	824.9	503.5	448.4	384.6	173.5	77.6	92.3
Net margin	13.6%	27.4%	22.0%	52.0%	12.7%	5.9%	3.0%	4.0%

Basic EPS	$5.74	$7.67	$4.74	$4.15	$3.57	$2.53	$1.16	$1.35
Diluted EPS	$5.32	$6.96	$4.39	$3.80	$3.15	$2.14	$1.00	$1.18

Shares outstanding (basic)	108.8	107.5	106.2	108.0	107.7	68.6	66.9	68.5
Shares outstanding (diluted)	117.5	118.5	114.6	117.9	122.0	81.0	77.6	78.6

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.