STIFEL FINANCIAL CORP (SF) [Rocket]

In millions, except per share items	Jun-30-23	Dec-31-22	Sep-30-22	Jun-30-22	Mar-31-22	Dec-31-21	Sep-30-21	Jun-30-21
	10-Q	8-K	10-Q	10-Q	10-Q	8-K	10-Q	10-Q
Interest income on loans	313.0		208.4	150.4	121.3		95.1	92.4
Total interest income	482.8	416.7	304.2	212.8	165.4	145.4	141.8	133.6
Interest on deposits	171.4		43.4	3.6	0.9		1.1	1.2
Total interest expense	171.4	114.8	43.4	3.6	0.9	7.4	1.1	1.2
Net interest income	654.1	531.6	347.6	216.4	166.4	152.8	143.0	134.8
Provision for loan losses					8.2
Net interest income after provision for loan losses	654.1	531.6	347.6	216.4	158.1	152.8	143.0	134.8
Other non-interest income	333.1	223.7	381.8	455.8	459.6	477.4	580.3	585.3
Total non-interest income	333.1	223.7	381.8	455.8	459.6	477.4	580.3	585.3
Non-interest expenses	869.3	888.0	839.4	889.6	889.4	985.6	888.4	889.1
Equity in earnings
Pre-tax income	181.4	233.7	205.8	218.5	227.1	318.7	256.5	264.0
Income taxes	47.0	57.1	54.6	57.7	53.6	57.3	64.1	65.9
Tax rate	25.9%	24.4%	26.5%	26.4%	23.6%	18.0%	25.0%	25.0%
Net income	125.0	167.3	141.8	151.5	173.5	252.1	182.7	189.8
Net margin	19.1%	13.5%	20.4%	19.2%	28.1%	19.2%	20.6%	21.5%

Basic EPS	$1.16	$1.54	$1.30	$1.39	$1.59	$2.35	$1.70	$1.76
Diluted EPS	$1.10	$1.43	$1.21	$1.29	$1.47	$2.12	$1.54	$1.60

Shares outstanding (basic)	107.9	108.3	108.8	109.1	109.2	107.2	107.4	107.8
Shares outstanding (diluted)	113.9	117.2	117.2	117.4	118.1	119.0	118.5	118.6

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.