1895 Bancorp of Wisconsin, Inc. (BCOW) [Rocket]

In millions, except per share items	Mar-31-21	Dec-31-20	Sep-30-20	Jun-30-20	Mar-31-20	Dec-31-19	Sep-30-19	Jun-30-19
	10-Q	10-K	10-Q	10-Q	10-Q	10-K	10-Q	10-Q
Interest and dividend income:
Loans, including fees	13.8	14.0	13.8	14.1	14.7	15.3	15.8	15.8
Securities, taxable	1.2	1.3	1.5	1.6	1.6	1.6	1.6	1.6
Other	0.1	0.1	0.1	0.2	0.3	0.3	0.3	0.2
Total interest and dividend income	15.1	15.4	15.4	15.9	16.7	17.2	17.7	17.5

Interest expense:
Interest-bearing deposits	1.7	2.3	2.9	3.7	4.3	4.6	4.7	4.5
Borrowed funds	0.8	0.7	0.6	0.4	0.3	0.3	0.4	0.5
Total interest expense	2.5	3.0	3.5	4.1	4.6	4.9	5.1	4.9
Net interest income	12.6	12.4	11.9	11.8	12.1	12.3	12.6	12.6
Provision for loan losses			-0.5			-1.0
Net interest income after provision for loan losses	12.1	11.9	12.5	12.8	13.1	13.3	12.6	12.6

Noninterest income:
Service charges and other fees	0.8	0.8	0.8	0.8	0.9	0.9	0.9	0.9
Net gain on sale of loans	3.4	3.5	3.0	2.5	1.2	0.7	0.6	0.2
Net gain on sale of securities	1.0	1.0	1.0		0.0
Other	0.9	0.9	0.6	0.3	-0.1	0.1	0.1	0.2
Total noninterest income	7.9	7.5	6.4	4.6	3.6	3.1	3.1	2.9

Noninterest expense:
Salaries and employee benefits	10.4	9.7	9.1	8.9	8.8	9.6	9.3	9.3
Advertising and promotions	0.1	0.1	0.2	0.2	0.2	0.2	0.2	0.2
Data processing	0.8	0.8	0.8	0.8	0.8	0.8	0.8	0.8
Occupancy and equipment	1.4	1.4	1.5	1.5	1.6	1.7	1.7	1.7
FDIC assessment	0.1	0.1	0.1	0.1	0.1			0.1
Other	3.9	3.7	3.4	3.3	3.1	3.6	3.4	3.5
Total noninterest expense	16.7	15.7	15.1	14.7	14.5	16.0	15.8	15.9
Income before income taxes	3.3	3.1	3.1	2.1	1.6	0.4	-0.1	-0.5
Income tax expense	1.8	1.7	1.7	0.7	0.3	0.0	-0.2	-0.3
Net income	1.6	1.3	1.4	1.4	1.2	0.4	0.0	-0.2

Earnings per common share:
Basic	$0.11				$0.06
Diluted	$0.32	$0.27	$0.30	$0.30	$0.26	$0.10	($0.01)

Average common shares outstanding:
Basic	1.1				1.2
Diluted	4.6	4.6	4.6	4.7	4.7	4.7	3.5	2.4