| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 74.4 | 55.8 | 52.5 | 48.2 | 44.3 | 41.5 | 32.3 |
| Interest income on investments | 2.7 | 0.2 | | | | | |
| | 78.7 | 56.3 | 53.3 | 51.7 | 46.8 | 42.9 | 33.2 |
| Interest on deposits | 9.3 | 3.1 | 6.2 | 9.5 | 7.0 | 4.5 | 3.0 |
| Total interest expense | 9.3 | 3.1 | 6.2 | 9.5 | 7.2 | 4.7 | 3.3 |
| Net interest income | 69.4 | 53.2 | 47.2 | 42.2 | 39.6 | 38.1 | 29.9 |
| Provision for loan losses | | | | | 0.2 | 1.2 | 1.6 |
| Net interest income after provision for loan losses | 69.4 | 53.2 | 47.2 | 42.2 | 39.4 | 36.9 | 28.3 |
| Deposit and loan fees | 0.9 | 0.6 | 0.4 | 0.4 | 0.3 | 0.3 | 0.3 |
| Other non-interest income | 2.0 | 1.7 | 1.2 | 0.9 | 1.0 | 1.1 | 1.3 |
| Total non-interest income | 2.9 | 2.3 | 1.7 | 1.3 | 1.3 | 1.4 | 1.6 |
| Non-interest expenses | 28.6 | 20.4 | 17.6 | 28.4 | 15.0 | 14.5 | 13.1 |
| Pre-tax income | 39.3 | 30.9 | 25.9 | 15.1 | 25.8 | 23.8 | 16.8 |
| Income taxes | 9.6 | 7.8 | 6.6 | 6.8 | 0.8 | 0.0 | 0.0 |
| Tax rate | 24.5% | 25.1% | 25.6% | 45.4% | 3.1% | 0.0% | 0.0% |
| Net income | 29.6 | 23.2 | 19.3 | 8.2 | 25.0 | 23.8 | 16.8 |
| Net margin | 41.0% | 41.7% | 39.5% | 18.9% | 61.3% | 62.1% | 56.2% |
| |
| Basic EPS | $3.26 | $2.56 | $2.05 | $0.81 | $3.08 | $3.26 | $2.31 |
| Diluted EPS | $3.22 | $2.55 | $2.05 | $0.81 | $3.03 | $3.26 | $2.31 |
| |
| Shares outstanding (basic) | 9.1 | 9.1 | 9.4 | 10.1 | 8.1 | 7.3 | 7.3 |
| Shares outstanding (diluted) | 9.2 | 9.1 | 9.4 | 10.1 | 8.2 | 7.3 | 7.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |