In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
Interest income: |
Interest income on loans | 26.9 | 25.4 | 23.8 | 20.5 | 15.8 | 14.4 | 14.4 | 13.9 |
Interest income on investments | 0.8 | 0.8 | 0.8 | 0.8 | 0.7 | 0.5 | | |
| 30.0 | 27.4 | 25.5 | 21.7 | 16.7 | 14.9 | 14.7 | 14.0 |
Interest on deposits | 9.5 | 7.4 | 5.1 | 2.6 | 0.9 | 0.7 | 0.7 | 0.7 |
Total interest expense | 9.5 | 7.4 | 5.1 | 2.6 | 0.9 | 0.7 | 0.7 | 0.7 |
Net interest income | 39.6 | 34.8 | 11.9 | 24.3 | 17.6 | 15.6 | 9.2 | 14.7 |
Provision for loan losses | 1.0 | | | | 0.2 | | | |
Net interest income after provision for loan losses | 38.6 | 34.8 | 11.9 | 24.3 | 17.3 | 15.6 | 9.2 | 14.7 |
Other non-interest income | 0.8 | 0.7 | 0.7 | 0.8 | 0.7 | 0.7 | 0.8 | 0.6 |
Total non-interest income | 0.8 | 0.7 | 0.7 | 0.8 | 0.7 | 0.7 | 0.8 | 0.6 |
Non-interest expenses | 7.4 | 7.6 | 8.1 | 7.1 | 7.0 | 6.4 | 6.2 | 4.8 |
Pre-tax income | 12.9 | 12.6 | 11.4 | 10.4 | 9.3 | 8.2 | 7.7 | 8.3 |
Income taxes | 3.2 | 2.9 | 3.0 | 2.4 | 2.3 | 2.0 | 2.0 | 2.1 |
Tax rate | 24.5% | 23.5% | 26.2% | 22.7% | 24.5% | 24.5% | 26.0% | 24.8% |
Net income | 0.0 | 0.0 | 29.6 | 0.0 | 0.0 | 0.0 | 23.2 | 0.0 |
Net margin | 0.0% | 0.0% | 234.7% | 0.0% | 0.0% | 0.0% | 231.9% | 0.0% |
|
Basic EPS | $0.00 | $0.00 | $3.26 | $0.00 | $0.00 | $0.00 | $2.56 | $0.00 |
Diluted EPS | $0.00 | $0.00 | $3.22 | $0.00 | $0.00 | $0.00 | $2.55 | $0.00 |
|
Shares outstanding (basic) | 9.2 | 9.1 | 9.1 | 9.1 | 9.1 | 9.1 | 9.1 | 9.1 |
Shares outstanding (diluted) | 9.2 | 9.3 | 9.2 | 9.2 | 9.2 | 9.2 | 9.1 | 9.1 |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |