| In millions, except per share items | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 263.0 | 257.6 | 223.8 | 188.5 | 160.9 |
| Interest income on investments | 47.2 | 49.2 | 47.9 | 49.5 | |
| | 313.0 | 309.4 | 273.3 | 238.8 | 208.2 |
| Interest on borrowings | 24.3 | 26.5 | 18.2 | 11.0 | |
| Total interest expense | 99.9 | 90.3 | 63.6 | 46.9 | 35.9 |
| Net interest income | 213.1 | 219.0 | 209.7 | 191.9 | 172.3 |
| Provision for loan losses | -3.2 | 0.4 | -3.5 | 22.1 | |
| Net interest income after provision for loan losses | 216.2 | 218.7 | 213.2 | 169.8 | 172.3 |
| Other non-interest income | 57.1 | 53.9 | 71.5 | 62.3 | 54.8 |
| Total non-interest income | 57.1 | 53.9 | 71.5 | 62.3 | 54.8 |
| Non-interest expenses | 209.3 | 215.0 | 207.6 | 198.3 | 192.3 |
| Pre-tax income | 64.0 | 57.6 | 77.0 | 33.8 | 23.6 |
| Income taxes | 12.7 | 11.7 | 34.0 | 10.2 | 8.5 |
| Tax rate | 19.8% | 20.4% | 44.1% | 30.2% | 36.1% |
| Net income | 51.3 | 45.8 | 43.1 | 23.6 | 15.0 |
| Net margin | 18.8% | 16.8% | 15.1% | 10.2% | 6.6% |
| |
| Basic EPS | $1.21 | $1.08 | $1.01 | $0.55 | $0.35 |
| Diluted EPS | $1.20 | $1.08 | $1.01 | $0.55 | $0.35 |
| |
| Shares outstanding (basic) | 42.5 | 42.5 | 42.5 | 42.5 | 42.5 |
| Shares outstanding (diluted) | 42.9 | 42.5 | 42.5 | 42.5 | 42.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |