Overview Financials News + Filings Key Docs Charts Ownership Insiders
|
In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 |
| 10-K | 10-K | 10-K | 10-K | S-1/A |
Interest income: |
Interest income on loans | 7.8 | 7.3 | 6.8 | 6.5 | 5,695.7 |
Interest income on investments | 1.0 | 1.7 | 0.9 | 0.5 | |
| 8.8 | 9.0 | 7.7 | 6.9 | 6,163.7 |
Interest on deposits | 1.4 | 1.4 | 1.0 | 0.8 | 743.9 |
Total interest expense | 1.5 | 1.4 | 1.0 | 0.8 | 743.9 |
Net interest income | 7.3 | 7.6 | 6.7 | 6.1 | 5,419.8 |
Provision for loan losses | 0.4 | 0.2 | 0.6 | 1.0 | |
Net interest income after provision for loan losses | 6.9 | 7.5 | 6.1 | 5.1 | 5,419.8 |
Total non-interest income | 1.6 | 0.6 | 0.6 | 0.8 | 627.2 |
Non-interest expenses | 7.1 | 6.8 | 5.8 | 5.4 | 5,506.8 |
Pre-tax income before non-recurring items | 1.4 | 1.3 | 0.9 | 0.5 | 628.3 |
Non-recurring items | | | | | 25.8 |
Pre-tax income | 1.4 | 1.3 | 0.9 | 0.5 | 602.4 |
Income taxes | 0.4 | 0.4 | 0.2 | 0.5 | 228.8 |
Tax rate | 30.8% | 28.9% | 24.9% | 99.8% | 38.0% |
Net income | 0.9 | 0.9 | 0.7 | 0.0 | 373.7 |
Net margin | 11.1% | 11.3% | 10.0% | 0.0% | 6.2% |
|
Basic EPS | $0.26 | $0.23 | $0.17 | | |
Diluted EPS | $0.26 | $0.23 | $0.17 | | |
|
Shares outstanding (basic) | 3.6 | 3.9 | 3.9 | | |
Shares outstanding (diluted) | 3.6 | 3.9 | 3.9 | | |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|