| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | S-1/A |
| Interest income: |
| Interest income on loans | 82.9 | 62.4 | 51.8 | 55.7 | 48.1 | 39.1 | 30.5 | 24.3 |
| | 88.2 | 64.2 | 53.7 | 58.8 | 50.1 | 40.3 | 31.7 | 25.2 |
| Interest expense: |
| Interest on deposits | 11.2 | 3.1 | 8.3 | 14.5 | 9.0 | 4.5 | 3.3 | 2.6 |
| Interest on borrowings | | | | | | | | 0.1 |
| | 11.3 | 3.1 | 8.3 | 14.5 | 9.1 | 4.6 | 3.4 | 2.7 |
| Net interest income | 76.9 | 61.0 | 45.4 | 44.3 | 41.0 | 35.7 | 28.3 | 22.5 |
| Provision for loan losses | 3.0 | 0.5 | 6.0 | 1.1 | 1.3 | 1.3 | 1.7 | 0.6 |
| Net interest income after provision for loan losses | 73.9 | 60.5 | 39.4 | 43.2 | 39.7 | 34.4 | 26.6 | 22.0 |
| Other non-interest income | 17.6 | 16.0 | 10.8 | 11.4 | 9.3 | 9.0 | 9.0 | 8.0 |
| Total non-interest income | 17.6 | 16.0 | 10.8 | 11.4 | 9.3 | 9.0 | 9.0 | 8.0 |
| Non-interest expenses | 44.8 | 35.9 | 31.9 | 32.5 | 29.6 | 26.3 | 23.3 | 19.8 |
| Pre-tax income before non-recurring items | 46.7 | 40.7 | 18.2 | 22.1 | 19.5 | 17.1 | 12.3 | 5.5 |
| Non-recurring items | | | | | | | | -4.7 |
| Pre-tax income | 46.7 | 40.7 | 18.2 | 22.1 | 19.5 | 17.1 | 12.3 | 10.1 |
| Income taxes | 13.4 | 11.8 | 5.1 | 5.3 | 5.2 | 7.9 | 4.9 | 4.2 |
| Tax rate | 28.7% | 29.1% | 28.0% | 24.1% | 26.7% | 46.1% | 39.7% | 41.2% |
| Net income | 33.3 | 28.8 | 13.1 | 16.8 | 14.3 | 9.2 | 7.4 | 6.0 |
| Net margin | 36.4% | 37.7% | 26.2% | 30.7% | 29.1% | 21.3% | 20.8% | 19.9% |
| |
| Basic EPS | $2.20 | $1.91 | $0.86 | $1.06 | $0.94 | $0.71 | $0.58 | $0.44 |
| Diluted EPS | $2.19 | $1.90 | $0.86 | $1.05 | $0.92 | $0.68 | $0.56 | $0.43 |
| |
| Shares outstanding (basic) | 15.2 | 15.1 | 15.2 | 15.7 | 15.1 | 13.1 | 12.8 | 13.6 |
| Shares outstanding (diluted) | 15.2 | 15.2 | 15.2 | 15.9 | 15.6 | 13.5 | 13.2 | 13.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |