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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

OP Bancorp (OPBK)

Cash Flow Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-23Dec-31-22Sep-30-22Jun-30-22Mar-31-22Dec-31-21Sep-30-21Jun-30-21
   10-Q10-K10-Q10-Q10-Q10-K10-Q10-Q
Cash flows from operating activities          
Net income  6.18.08.78.58.29.18.36.4
   
Adjustments to reconcile net income to net cash and cash equivalents from operating activities:          
    (Reversal of) provision for credit losses   1.00.71.00.31.9-0.9-1.1
    Depreciation and amortization of premises and equipment   0.30.30.30.40.30.30.3
    Amortization of net premiums on securities   0.10.10.20.20.20.20.3
    Amortization of servicing assets  1.10.91.41.01.21.11.01.0
    Accretion of net discounts on loans   -0.9-1.4-1.1-1.4-1.6-1.6-1.2
    Amortization of low income housing partnerships  0.40.10.20.20.20.10.20.1
    Stock-based compensation   0.30.30.40.20.20.20.1
    Deferred income taxes   3.1-1.1-0.90.1-2.70.5-0.2
    Gain on sale of loans  -2.1-1.7-3.5-3.9-3.2-6.0-2.2-1.2
    Earnings on company owned life insurance   -0.1-0.1-0.1-0.1-0.1-0.1-0.1
    Net change in fair value of equity investment with readily determinable fair value   0.00.10.10.20.00.00.0
    Origination of loans held for sale   -51.6-17.8-39.3-28.9-53.4-47.4-50.9
    Proceeds from sales of loans held for sale   35.270.455.635.363.023.011.9
    Net change in:          
        Accrued interest receivable   -1.3-1.60.40.1-0.4-0.10.5
        Other assets   11.3-13.52.30.29.5-7.23.0
        Accrued interest payable   1.70.50.10.00.00.00.0
        Other liabilities   -3.42.7-2.6-0.32.72.4-2.5
            Net cash provided by operating activities  4.03.046.222.012.623.9-23.4-33.5
   
Cash flows from investing activities          
Net change in loans receivable   -139.0 -32.5 -123.1  
Proceeds from matured, called, or paid-down securities available for sale   6.07.39.59.48.88.810.0
Purchase of company owned life insurance     -10.0    
Purchase of loans   -49.4-37.7-56.5-81.6  -97.6
Purchase of available-for-sale debt securities   -29.8-28.5-28.5-29.0-58.6 -19.9
Purchase of equity investments   -0.1      
Purchase of Federal Home Loan Bank stock     -1.5   -1.0
Purchase of premises and equipment, net   -0.4-0.2-0.3-0.5-0.5-0.3-0.2
Investment in low income housing partnerships   -0.4-0.3-0.2-0.2-0.2-0.4-0.1
    Net cash used in investing activities   -85.0-155.0-87.3-134.5-132.722.1-107.5
   
Cash flows from financing activities          
Net change in deposits   69.075.269.6137.937.762.3148.7
Cash received from stock option exercises   0.50.1    0.1
Proceeds from Federal Home Loan Bank advances    10.0     
Repurchase of common stock          
Cash dividend paid on common stock   -1.8-1.8-1.5-1.5-1.5-1.5-1.1
Payments related to tax-withholding for vested restricted stock awards   0.0 -0.1 0.00.0-0.4
    Net cash provided by financing activities   57.783.468.0136.436.160.8142.3
    Net change in cash and cash equivalents   -24.3-25.42.714.5-72.759.51.3
   
Supplemental cash flow information:          
    Income taxes   3.92.67.9 3.51.06.3
    Interest   3.24.21.00.70.70.80.8
    Supplemental non-cash disclosure:          

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