In millions, except per share items | Jun-30-23 | Mar-31-23 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 |
| 10-Q | 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
Interest income: |
Interest income on loans | 149.2 | 140.4 | 116.7 | 99.7 | 86.9 | 90.0 | 90.0 | 89.9 |
Interest income on investments | 8.3 | 8.4 | 8.7 | 8.3 | 7.3 | 6.4 | 5.9 | 5.8 |
| 170.2 | 159.5 | 128.5 | 110.2 | 95.1 | 97.2 | 96.7 | 96.3 |
Interest expense: |
Interest on deposits | 65.3 | 52.9 | 13.1 | 6.6 | 5.5 | 5.8 | 6.6 | 7.9 |
| 68.6 | 55.8 | 17.1 | 8.0 | 6.9 | 7.5 | 8.2 | 9.8 |
Net interest income | 101.5 | 103.7 | 111.4 | 102.2 | 88.2 | 89.8 | 88.5 | 86.6 |
Net interest income after provision for loan losses | 101.5 | 103.7 | 111.4 | 102.2 | 88.2 | 89.8 | 88.5 | 86.6 |
Other non-interest income | 23.8 | 23.3 | 22.6 | 33.2 | 41.4 | 53.2 | 59.0 | 49.3 |
Total non-interest income | 23.8 | 23.3 | 22.6 | 33.2 | 41.4 | 53.2 | 59.0 | 49.3 |
Non-interest expenses | 81.3 | 80.4 | 81.8 | 97.0 | 89.3 | 90.9 | 95.0 | 93.0 |
Pre-tax income before non-recurring items | 45.1 | 46.1 | 40.8 | 26.1 | 44.5 | 63.0 | 55.2 | 56.7 |
Non-recurring items | | | 0.0 | | | 0.2 | 0.2 | 0.0 |
Pre-tax income | 45.1 | 46.1 | 40.8 | 26.1 | 44.5 | 62.8 | 55.0 | 56.7 |
Income taxes | 9.8 | 9.7 | 8.9 | 6.7 | 9.3 | 14.0 | 9.7 | 13.4 |
Tax rate | 21.8% | 21.0% | 21.9% | 25.8% | 20.9% | 22.3% | 17.7% | 23.7% |
Minority interest | 0.0 | | | 0.0 | | 0.0 | | 0.0 |
Net income | 35.3 | 36.4 | 31.8 | 19.3 | 35.2 | 48.8 | 45.3 | 43.3 |
Net margin | 28.2% | 28.6% | 23.8% | 14.3% | 27.2% | 34.2% | 30.7% | 31.9% |
|
Basic EPS | $0.75 | $0.78 | $0.68 | $0.41 | $0.74 | $1.03 | $0.96 | $0.91 |
Diluted EPS | $0.75 | $0.78 | $0.68 | $0.41 | $0.74 | $1.02 | $0.94 | $0.90 |
|
Shares outstanding (basic) | 46.8 | 46.7 | 46.9 | 47.1 | 47.5 | 47.4 | 47.4 | 47.4 |
Shares outstanding (diluted) | 46.8 | 46.8 | 47.0 | 47.2 | 47.7 | 48.0 | 48.0 | 48.0 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |