Overview Financials News + Filings Key Docs Charts Holdings Ownership Insiders
|
In millions, except per share items | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 | Dec-31-02 | Dec-31-01 | Dec-31-00 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income: |
Interest income on loans | 8,570.3 | 8,351.5 | 7,239.1 | | | | | |
Interest income on investments | 528.4 | 519.1 | 441.1 | | | | | |
| 9,185.1 | 8,933.8 | 7,731.8 | | | | | |
Interest expense: |
Interest on deposits | 2,990.7 | 2,420.3 | 1,604.6 | | | | | |
Interest on borrowings | 108.7 | 102.9 | 67.9 | | | | | |
| 4,789.4 | 4,330.2 | 3,036.1 | | | | | |
Net interest income | 4,395.7 | 4,603.6 | 4,695.7 | | | | | |
Provision for loan losses | 1,325.9 | 488.2 | 300.5 | | | | | |
Net interest income after provision for loan losses | 3,069.8 | 4,115.4 | 4,395.2 | | | | | |
Gain on sale of investments, net | 21.8 | -0.5 | 27.1 | | | | | |
Other non-interest income | 2,584.3 | 4,019.4 | 3,277.2 | | | | | |
Total non-interest income | 2,606.2 | 4,019.0 | 3,304.3 | | | | | |
Non-interest expenses | 5,305.3 | 4,711.7 | 4,734.1 | | | | | |
Pre-tax income before non-recurring items | 387.2 | 4,406.6 | 2,981.4 | 4,078.0 | 3,237.0 | 2,169.0 | 2,167.0 | 1,972.0 |
Non-recurring items | 16.5 | 983.9 | 16.0 | | | | | |
Pre-tax income | 370.7 | 3,422.6 | 2,965.4 | 4,078.0 | 3,237.0 | 2,169.0 | 2,167.0 | 1,972.0 |
Income taxes | 56.7 | 1,122.8 | 980.2 | 1,298.0 | 1,120.0 | 722.0 | 779.0 | 670.0 |
Tax rate | 15.3% | 32.8% | 33.1% | 31.8% | 34.6% | 33.3% | 35.9% | 34.0% |
Net income | 314.0 | 2,299.8 | 1,985.2 | 2,780.0 | 2,117.0 | 1,447.0 | 1,388.0 | 1,302.0 |
Net margin | 5.5% | 28.3% | 25.8% | 2.0% | 1.9% | 1.3% | 1.3% | 1.3% |
|
Basic EPS | $0.52 | $3.77 | $3.13 | $4.31 | $3.49 | $2.37 | $2.29 | $2.14 |
Diluted EPS | $0.51 | $3.72 | $3.09 | $4.30 | $3.43 | $2.35 | $2.27 | $2.13 |
|
Shares outstanding (basic) | 606.4 | 609.3 | 633.4 | 645.5 | 606.0 | 611.5 | 607.4 | 609.2 |
Shares outstanding (diluted) | 612.2 | 617.7 | 641.6 | 646.8 | 616.4 | 616.2 | 611.9 | 612.6 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|