FG Financial Group, Inc. (PIH) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Revenues:
Other Segments	20.1		0.0
Insurance	16.2	2.3
Asset Management	3.8	5.3	0.5
Total revenues	20.1	7.6	-17.2	5.6	1.2	38.1	32.3	27.1
Revenue growth	164.6%	-144.3%	-406.5%	363.3%	-96.8%	18.3%	18.9%	43.1%
Loss and loss adjustment expenses						15.9	16.4	9.9
Policy acquisition costs						11.1	8.5	6.6
Investment expenses					0.0	0.1	0.1	0.0
Other operating expenses	19.0	14.9	6.0	2.5	2.8	9.6	7.2	12.9
General and administrative	8.4	9.2	6.0	2.5	1.1	9.3	6.9	7.3
EBITDA						-35.1	-32.0	3.1
EBITDA margin	23.3%	-293.1%	30.4%	11.5%	-366.1%	-92.0%	-99.1%	11.6%
Depreciation						0.1	0.1	0.1
EBIT	4.7	-22.3	-5.2	0.6	-4.4	-35.2	-32.0	3.1
EBIT margin	23.3%	-293.1%	30.4%	11.5%	-366.1%	-92.2%	-99.3%	11.4%
Interest and other income (expense), net	3.6							-5.4
Pre-tax income	1.1	-7.3	-23.1	3.1	-1.6	1.5	0.1	-2.3
Income taxes	0.0	1.2	-0.7	0.7	-0.3	1.2	0.1	-0.7
Tax rate	0.0%		2.9%	23.6%	19.5%	80.3%	90.8%	28.4%
Minority interest		1.3
Earnings from continuing ops	-0.7	-10.1	-23.9	-8.2	-0.3	0.3	0.0	-1.7
Earnings from discontinued ops		-0.1		7.1	-0.1
Net income	-0.7	-10.2	-23.9	-1.1	-0.3	0.3	0.0	-1.7
Net margin	-3.5%	-134.4%	139.1%	-19.5%	-25.2%	0.8%	0.0%	-6.2%

Basic EPS	($0.09)	($1.93)	($4.15)	($1.35)	($0.04)	$0.05	$0.00	($0.27)
Diluted EPS	($0.09)	($1.93)	($4.15)	($1.35)	($0.04)	$0.05	$0.00	($0.27)

Shares outstanding (basic)	8.0	5.2	5.7	6.0	6.0	6.0	6.0	6.3
Shares outstanding (diluted)	8.0	5.2	5.7	6.0	6.0	6.0	6.0	6.3

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.