| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 248.0 | 256.6 | 219.2 | 179.4 | 145.5 | 118.6 | 0.6 | 89.3 |
| Interest income on investments | | | | 0.3 | 1.0 | 1.8 | 2.7 | 4.4 |
| | 252.1 | 266.1 | 227.7 | 185.1 | 149.7 | 123.3 | 0.6 | 1.2 |
| Interest expense: |
| Interest on deposits | 43.0 | 79.0 | 54.6 | 34.0 | 24.1 | 18.5 | 18.0 | 17.1 |
| Interest on borrowings | | | | | | | | 3.1 |
| | 59.4 | 93.2 | 63.2 | 38.9 | 27.1 | 20.5 | 20.5 | 20.1 |
| Net interest income | 192.7 | 172.9 | 164.4 | 146.2 | 122.6 | 102.9 | 88.2 | 75.1 |
| Provision for loan losses | | | | | 7.2 | 6.7 | 3.3 | 6.5 |
| Net interest income after provision for loan losses | 192.7 | 172.9 | 164.4 | 146.2 | 115.4 | 96.2 | 84.9 | 68.6 |
| Deposit and loan fees | 0.5 | 0.5 | 0.5 | 2.0 | 0.9 | 8.8 | 8.1 | 7.6 |
| Gain on sale of investments, net | | | | 9.3 | | 2.4 | 6.3 | 0.9 |
| Other non-interest income | 16.8 | 12.8 | 8.5 | 11.8 | 13.3 | 1.8 | 1.7 | 10.8 |
| Total non-interest income | 17.3 | 13.3 | 9.0 | 23.1 | 14.2 | 13.0 | 16.1 | 19.4 |
| Non-interest expenses | 96.5 | 100.0 | 94.8 | 88.0 | 77.5 | 72.7 | 67.4 | 64.5 |
| Equity in earnings | | | | | | | | |
| Pre-tax income before non-recurring items | 87.0 | 88.8 | 70.8 | 78.5 | 52.1 | 36.6 | 33.5 | 23.5 |
| Non-recurring items | | | | 2.1 | | | | |
| Pre-tax income | 87.0 | 88.8 | 70.8 | 76.4 | 52.1 | 36.6 | 33.5 | 23.5 |
| Income taxes | 21.9 | 21.8 | 15.0 | 33.5 | 17.9 | 12.0 | -0.1 | 0.1 |
| Tax rate | 25.2% | 24.5% | 21.2% | 43.8% | 34.3% | 32.7% | | 0.3% |
| Net income | 65.1 | 67.0 | 55.8 | 42.9 | 34.2 | 24.6 | -0.1 | 0.2 |
| Net margin | 31.0% | 36.0% | 32.2% | 25.4% | 26.4% | 22.5% | -0.1% | 0.2% |
| |
| Basic EPS | $1.29 | $1.31 | $1.08 | $0.84 | $0.67 | $0.47 | $0.00 | $0.00 |
| Diluted EPS | $1.29 | $1.30 | $1.06 | $0.82 | $0.65 | $0.46 | $0.00 | $0.00 |
| |
| Shares outstanding (basic) | 50.3 | 51.0 | 51.5 | 51.2 | 51.1 | 52.0 | 52.5 | 53.0 |
| Shares outstanding (diluted) | 50.4 | 51.5 | 52.7 | 52.7 | 52.2 | 53.1 | 53.6 | 53.8 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |