In millions, except per share items | Jun-30-23 | Mar-31-23 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 |
| 10-Q | 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
Interest income: |
Interest income on loans | | | 32.9 | 33.0 | 33.2 | 33.1 | 32.4 | 31.7 |
Interest income on investments | | | 2.6 | 2.1 | 1.7 | 1.4 | 1.1 | 0.9 |
Interest income on repurchase agreements | | | 0.0 | 0.0 | | 0.0 | 0.0 | |
| | | 36.2 | 35.5 | 35.2 | 34.8 | 33.8 | 32.9 |
Interest on deposits | | | 1.7 | 1.9 | 2.1 | 2.3 | 2.7 | 3.0 |
Total interest expense | | | 1.9 | 2.0 | 2.2 | 2.4 | 2.8 | 3.1 |
Net interest income | | | 34.3 | 33.4 | 33.0 | 32.3 | 31.0 | 29.8 |
Provision for loan losses | | | 0.3 | | | 0.7 | 0.7 | 0.8 |
Net interest income after provision for loan losses | | | 34.0 | 33.1 | 32.4 | 31.6 | 30.2 | 29.0 |
Other non-interest income | | | 6.5 | 6.7 | 6.8 | 6.6 | 6.1 | 5.7 |
Total non-interest income | | | 6.5 | 6.7 | 6.8 | 6.6 | 6.1 | 5.7 |
Non-interest expenses | | | 27.6 | 27.0 | 26.5 | 26.3 | 25.7 | 25.7 |
Pre-tax income | | | 12.5 | 12.4 | 12.5 | 11.9 | 10.7 | 9.1 |
Income taxes | | | 2.5 | 2.5 | 2.5 | 2.4 | 2.2 | 1.8 |
Tax rate | | | 19.7% | 19.8% | 20.0% | 20.4% | 20.2% | 20.1% |
Net income | | | 10.1 | 10.0 | 10.0 | 9.5 | 8.5 | 7.2 |
Net margin | | | 24.9% | 25.1% | 25.6% | 24.8% | 23.5% | 20.9% |
|
Basic EPS | | | $1.77 | $1.72 | $1.70 | $1.58 | $1.41 | $1.20 |
Diluted EPS | | | $1.77 | $1.72 | $1.70 | $1.58 | $1.41 | $1.20 |
|
Shares outstanding (basic) | | | 5.7 | 5.8 | 5.9 | 6.0 | 6.0 | 6.1 |
Shares outstanding (diluted) | | | 5.7 | 5.8 | 5.9 | 6.0 | 6.0 | 6.1 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |