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Santander Consumer USA Holdings Inc. (SC)
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| Credit Analysis |
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Annual | Quarterly |
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| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | Source | Source | Source | Source | Source | Source | Source | Source |
| Short-term debt | | | | | | | | 3,650.0 |
| Long-term debt | 41,138.7 | 39,194.1 | 34,883.0 | 27,406.2 | 6,739.8 | | 6,402.3 | 8,099.8 |
| Total debt | 41,138.7 | 39,194.1 | 34,883.0 | 27,406.2 | 6,739.8 | | 6,402.3 | 11,749.8 |
| Net debt | 41,029.6 | 39,112.3 | 34,734.6 | 26,878.4 | 6,579.6 | | 6,369.2 | 11,739.2 |
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| Debt to EBITDA | | | | | | | 2.8 | |
| Net debt to EBITDA | | | | | | | 2.8 | |
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