| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Revenues: |
| U.S. Debit and Credit | | | | | 178.6 | 162.2 | 208.8 | 263.7 |
| U.S. Prepaid Debit | | | | | 69.2 | 57.0 | 60.1 | 65.9 |
| Other | | | | 1.7 | 9.9 | 11.0 | 13.1 | 17.4 |
| U.K. Limited | | | | | | | 29.7 | 34.4 |
| Other | | | | 276.4 | | | | |
| Total revenues [+] | 475.7 | 375.1 | 312.2 | 278.1 | 255.8 | 223.7 | 308.7 | 374.1 |
| Products | 475.7 | 375.1 | 312.2 | 278.1 | 255.8 | | 168.5 | 241.6 |
| Services | | | | | | | 140.2 | 132.5 |
| Revenue growth [+] | 26.8% | 20.2% | 12.3% | 8.7% | 14.3% | -27.5% | -17.5% | 43.3% |
| U.S. Debit and Credit | | | | | 10.1% | -22.3% | -20.8% | 72.3% |
| U.S. Prepaid Debit | | | | | 21.4% | -5.1% | -8.8% | 11.1% |
| Other | | | | -83.0% | -10.5% | -15.7% | -24.7% | |
| U.K. Limited | | | | | | | -13.6% | -2.3% |
| Debit and Credit | 31.9% | 18.3% | 17.5% | | | | | |
| Cost of goods sold [+] | 300.0 | 233.7 | 201.9 | 187.0 | 177.2 | 155.5 | 206.8 | 238.3 |
| Cost of product sales | | | | | | | 111.6 | 155.5 |
| Cost of services | | | | | | | 84.5 | 73.1 |
| Cost of services, excluding D&A | | | | | | | 84.5 | 73.1 |
| Depreciation and amortization | 9.0 | 8.8 | 10.7 | 11.2 | 12.4 | 10.7 | 10.7 | 9.7 |
| Gross profit | 175.8 | 141.4 | 110.3 | 91.1 | 78.6 | 68.2 | 101.9 | 135.8 |
| Gross margin | 36.9% | 37.7% | 35.3% | 32.8% | 30.7% | 30.5% | 33.0% | 36.3% |
| Selling, general and administrative | 90.8 | 75.7 | 65.8 | 66.3 | 68.0 | 62.2 | 64.0 | 61.1 |
| Adjusted EBITDA | 97.5 | 75.8 | 55.4 | 36.2 | 24.0 | 18.7 | 52.2 | 94.0 |
| Adjusted EBITDA margin | 20.5% | 20.2% | 17.7% | 13.0% | 9.4% | 8.4% | 16.9% | 25.1% |
| Stock-based compensation | 3.5 | 1.3 | 0.1 | 0.3 | 1.0 | 2.0 | 3.6 | 9.6 |
| EBITDA [+] | 94.0 | 74.6 | 55.2 | 36.0 | 23.0 | 16.7 | 48.6 | 84.4 |
| EBITDA growth | 26.1% | 35.0% | 53.5% | 56.4% | 37.7% | -65.7% | -42.4% | 73.4% |
| EBITDA margin | 19.8% | 19.9% | 17.7% | 12.9% | 9.0% | 7.5% | 15.7% | 22.6% |
| Depreciation | 11.0 | 10.7 | 12.2 | 12.6 | 13.7 | 12.2 | 12.3 | 11.4 |
| EBITA | 83.0 | 63.8 | 43.0 | 23.3 | 9.2 | 4.5 | 36.3 | 73.0 |
| EBITA margin | 17.4% | 17.0% | 13.8% | 8.4% | 3.6% | 2.0% | 11.8% | 19.5% |
| Amortization of intangibles | 3.9 | 4.4 | 4.6 | 4.6 | 4.7 | 4.7 | 4.6 | 4.6 |
| EBIT [+] | 79.1 | 59.5 | 38.4 | 18.7 | 4.6 | -0.2 | 31.7 | 68.4 |
| EBIT growth | 33.1% | 54.9% | 105.2% | 307.8% | -2130.1% | -100.7% | -53.7% | 98.4% |
| EBIT margin | 16.6% | 15.9% | 12.3% | 6.7% | 1.8% | -0.1% | 10.3% | 18.3% |
| Non-recurring items [+] | | | | -6.0 | | 19.1 | 2.7 | 0.7 |
| Asset impairment | | | | | | 19.1 | 2.7 | |
| Legal settlement | | | | -6.0 | | | | |
| Business exit costs | | | | | | | | 0.7 |
| Interest expense, net [+] | -29.6 | -30.6 | -25.4 | 24.9 | 23.4 | 20.9 | 20.0 | 18.3 |
| Interest expense | | | | 24.9 | 23.4 | 20.9 | 20.0 | 18.3 |
| Interest income | 29.6 | 30.6 | 25.4 | | | | | |
| Other income (expense), net [+] | -59.6 | -66.3 | -50.9 | -1.3 | -0.3 | 0.5 | -0.4 | -0.3 |
| Gain (loss) on debt retirement | -0.5 | -5.0 | -0.1 | | | | | -0.7 |
| Gain (loss) on foreign currency transactions | | | | -1.3 | -0.3 | 0.5 | -0.4 | 0.1 |
| Other | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.4 |
| Pre-tax income | 49.1 | 23.8 | 12.9 | -1.5 | -19.1 | -39.6 | 8.5 | 49.1 |
| Income taxes | 12.6 | 7.9 | -3.3 | 3.5 | -4.3 | -16.5 | 3.1 | 17.8 |
| Tax rate | 25.7% | 33.1% | | | 22.7% | 41.7% | 36.8% | 36.3% |
| Earnings from continuing ops | 36.5 | 15.9 | 16.2 | -5.0 | -14.8 | -23.1 | 5.4 | -1.9 |
| Earnings from discontinued ops | | | -0.1 | -0.1 | -22.7 | 1.1 | | 0.2 |
| Net income | 36.5 | 15.9 | 16.1 | -5.1 | -37.5 | -22.0 | 5.4 | -1.7 |
| Net margin | 7.7% | 4.2% | 5.2% | -1.8% | -14.6% | -9.8% | 1.7% | -0.5% |
| |
| Basic EPS [+] | $3.24 | $1.42 | $1.44 | ($0.45) | ($1.33) | ($2.08) | $0.48 | ($0.21) |
| Growth | 128.2% | -1.6% | -423.3% | -66.4% | -36.1% | -529.4% | -329.0% | -72.1% |
| Diluted EPS [+] | $3.11 | $1.36 | $1.44 | ($0.45) | ($1.33) | ($2.08) | $0.48 | ($0.21) |
| Growth | 129.5% | -6.0% | -423.2% | -66.4% | -36.1% | -532.3% | -327.4% | -72.1% |
| |
| Dividends per share [+] | | | | | | $0.45 | $0.90 | $25.70 |
| Growth | | | | | -100.0% | -50.0% | -96.5% | |
| |
| Shares outstanding (basic) [+] | 11.3 | 11.2 | 11.2 | 11.2 | 11.1 | 11.1 | 11.2 | 9.0 |
| Growth | 0.5% | 0.1% | 0.3% | 0.4% | 0.3% | -0.4% | 24.6% | -78.2% |
| Shares outstanding (diluted) [+] | 11.7 | 11.8 | 11.2 | 11.2 | 11.1 | 11.1 | 11.2 | 9.0 |
| Growth | -0.1% | 4.7% | 0.3% | 0.4% | 0.3% | -1.1% | 25.4% | -78.2% |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |