Allegiance Bancshares, Inc. (ABTX) [Rocket]

In millions, except per share items	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15	Dec-31-14
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans	230.7	226.0	221.4	148.2	110.3	93.4	85.4	50.2
Interest income on investments	21.8	15.5	9.9	8.5	8.4	6.9	3.1	1.9
	253.2	241.8	232.9	158.2	119.4	100.8	88.8	52.4
Interest expense:
	24.6	39.1	53.4	29.6	15.8	10.9	8.6	5.6
Net interest income	228.6	202.7	179.5	128.6	103.7	89.9	80.2	46.8
Provision for loan losses	-2.3	27.4	5.9	4.2	13.2	5.5	5.8	2.2
Net interest income after provision for loan losses	230.9	175.3	173.6	124.3	90.5	84.4	74.4	44.7
Deposit and loan fees							0.7	0.5
Gain on sale of investments, net							0.0	0.1
Other non-interest income	8.6	8.2	13.4	7.7	5.9	7.3	3.3	2.0
Total non-interest income	8.6	8.2	13.4	7.7	5.9	7.3	4.0	2.6
Non-interest expenses	139.6	127.5	120.6	86.8	70.0	59.3	54.8	33.5
Pre-tax income before non-recurring items	101.9	56.0	67.7	46.9	26.4	32.4	23.6	13.8
Non-recurring items	2.0		1.3	1.7
Pre-tax income	99.9	56.0	66.4	45.3	26.4	32.4	23.6	13.8
Income taxes	18.3	10.4	13.4	7.9	8.7	9.6	7.8	4.8
Tax rate	18.4%	18.6%	20.2%	17.6%	33.2%	29.5%	33.0%	34.9%
Net income	81.6	45.5	53.0	37.3	17.6	22.9	15.2	9.0
Net margin	34.1%	24.8%	28.3%	28.3%	18.3%	24.9%	19.4%	19.0%

Basic EPS	$4.04	$2.23	$2.50	$2.41	$1.34	$1.78	$1.45	$1.29
Diluted EPS	$4.01	$2.22	$2.47	$2.37	$1.31	$1.75	$1.43	$1.26

Shares outstanding (basic)	20.2	20.4	21.2	15.5	13.1	12.9	10.5	7.0
Shares outstanding (diluted)	20.4	20.5	21.4	15.8	13.5	13.1	10.7	7.1

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.