Overview Financials News + Filings Key Docs Charts Ownership Insiders
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| In millions, except per share items | Dec-31-07 | Dec-31-06 | Dec-31-05 | Dec-31-04 | Dec-31-03 | Dec-31-02 | Dec-31-01 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 885.5 | 1,080.8 | 833.5 | 566.5 | 504.5 | | |
| Interest income on investments | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 10.6 | 10.2 |
| | 980.1 | 1,133.8 | 862.8 | 594.1 | 522.5 | 633.0 | 808.4 |
| Interest expense: |
| Interest on deposits | 439.1 | 417.6 | 270.1 | 152.3 | 161.8 | 244.5 | 424.9 |
| Interest on borrowings | | | | | | | 65.8 |
| | 556.3 | 615.1 | 426.5 | 249.8 | 233.8 | 244.5 | 490.6 |
| Net interest income | 423.8 | 518.7 | 436.4 | 344.3 | 288.6 | 315.0 | 305.2 |
| Provision for loan losses | 310.1 | 26.6 | 2.3 | 2.9 | | | |
| Net interest income after provision for loan losses | 113.7 | 492.1 | 434.1 | 341.4 | 288.6 | 315.0 | 305.2 |
| Pre-tax income | -97.8 | 342.0 | 370.5 | 176.9 | 176.2 | 194.5 | 208.4 |
| Income taxes | -41.2 | 142.4 | 156.0 | 69.2 | 74.5 | 82.2 | 88.2 |
| Tax rate | 42.1% | 41.6% | 42.1% | 39.1% | 42.3% | 42.3% | 42.3% |
| Net income | -56.6 | 199.7 | 214.5 | 107.7 | 101.7 | 112.3 | 120.2 |
| Net margin | -1.7% | 5.3% | 7.6% | 5.6% | 5.9% | 9.3% | 7.4% |
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| Basic EPS | ($2.03) | $7.17 | $7.70 | $3.86 | $3.64 | $3.99 | $4.25 |
| Diluted EPS | ($2.03) | $7.16 | $7.69 | $3.85 | $3.64 | $3.99 | $4.25 |
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| Shares outstanding (basic) | 27.9 | 27.9 | 27.9 | 27.9 | 27.9 | 28.2 | 28.3 |
| Shares outstanding (diluted) | 27.9 | 27.9 | 27.9 | 27.9 | 28.0 | 28.2 | 28.3 |
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| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
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