| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | | | | | | 15.6 | 15.9 | 12.5 |
| Interest income on investments | 45.9 | 48.8 | 51.3 | 29.5 | 20.3 | 1.4 | 1.8 | 1.1 |
| Interest income on repurchase agreements | | | 0.0 | 0.0 | 0.0 | | 0.0 | 0.0 |
| | 46.0 | 49.5 | 51.9 | 29.6 | 20.3 | 0.7 | 1.4 | 1.2 |
| Interest expense: |
| Interest on deposits | 5.4 | 8.1 | 7.2 | 3.5 | 1.8 | 1.7 | 1.9 | 2.2 |
| Interest on borrowings | | | | | | 0.3 | 0.3 | 0.3 |
| | 6.8 | 8.6 | 8.0 | 447.1 | 2.2 | 2.0 | 2.2 | 2.6 |
| Net interest income | 39.3 | 40.9 | 43.9 | 25.5 | 18.2 | 15.3 | 15.6 | 11.2 |
| Provision for loan losses | 6.3 | 2.4 | 0.6 | 2.7 | 0.5 | 1.5 | 0.5 | 0.6 |
| Net interest income after provision for loan losses | 33.0 | 38.5 | 43.3 | 22.7 | 17.7 | 13.8 | 15.1 | 10.5 |
| Deposit and loan fees | | | | | 1.3 | 0.4 | 0.5 | 0.3 |
| Gain on sale of investments, net | 0.8 | 0.0 | 0.0 | 0.1 | 0.5 | 0.0 | 0.5 | 0.1 |
| Other non-interest income | 8.0 | 8.5 | 8.8 | 4.3 | 1.9 | 1.7 | 1.9 | 1.5 |
| Total non-interest income | 8.8 | 8.5 | 8.9 | 4.4 | 3.6 | 2.1 | 2.8 | 2.0 |
| Non-interest expenses | 62.7 | 42.1 | 38.9 | 28.6 | 17.3 | 17.8 | 14.5 | 11.3 |
| Pre-tax income before non-recurring items | 3.8 | 5.0 | 13.2 | -1.4 | 4.0 | -0.8 | 2.7 | 0.8 |
| Non-recurring items | | | | | | -0.1 | 0.0 | -0.3 |
| Asset impairment | 24.8 | | | | | | | |
| Pre-tax income | -21.0 | 5.0 | 13.2 | -1.4 | 4.0 | -0.8 | 2.7 | 1.1 |
| Income taxes | 0.3 | 0.7 | 2.4 | 3.5 | 1.0 | 0.0 | 0.7 | -0.3 |
| Tax rate | | 14.1% | 17.9% | | 23.9% | 3.6% | 26.7% | |
| Net income | -21.2 | 4.3 | 10.9 | -4.9 | 3.1 | -0.8 | 2.7 | 1.5 |
| Net margin | -50.8% | 9.1% | 20.8% | -18.1% | 14.4% | -4.7% | 15.2% | 11.7% |
| |
| Basic EPS | ($2.29) | $0.47 | $1.19 | ($0.93) | $0.95 | ($0.28) | $1.01 | $0.78 |
| Diluted EPS | ($2.29) | $0.47 | $1.19 | ($0.93) | $0.95 | ($0.28) | $1.00 | $0.78 |
| |
| Shares outstanding (basic) | 9.3 | 9.2 | 9.1 | 5.3 | 3.2 | 2.7 | 2.7 | 1.9 |
| Shares outstanding (diluted) | 9.3 | 9.2 | 9.1 | 5.3 | 3.2 | 2.7 | 2.7 | 1.9 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |