| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K |
| Total interest income | 357.7 | 216.9 | 179.9 | 195.3 | 152.3 | 89.6 | 79.4 | 59.4 |
| Interest on deposits | 165.7 | 60.8 | 66.6 | 90.4 | 70.0 | | | |
| Total interest expense | 165.7 | 60.8 | 66.6 | 90.4 | 70.0 | 32.4 | 23.2 | 12.3 |
| Net interest income | 192.0 | 156.1 | 113.3 | 104.9 | 82.3 | 57.2 | 102.6 | 71.7 |
| Provision for loan losses | | | | | | -0.7 | 1.3 | 0.3 |
| Net interest income after provision for loan losses | 192.0 | 156.1 | 113.3 | 104.9 | 82.3 | 57.9 | 101.3 | 71.3 |
| Gain on sale of investments, net | | | | | | | 2.2 | |
| Other non-interest income | 119.2 | 36.1 | 10.1 | | | | | |
| Total non-interest income | 119.2 | 36.1 | 10.1 | | | | 2.2 | |
| Pre-tax income before non-recurring items | 14.8 | 34.1 | 51.3 | -31.7 | -8.0 | -2.1 | 3.8 | 0.3 |
| Non-recurring items | 1.4 | 1.2 | 0.7 | 0.9 | | 4.2 | | |
| Pre-tax income | 13.4 | 32.9 | 50.6 | -32.6 | -8.0 | -6.3 | 3.8 | 0.3 |
| Income taxes | -0.4 | 3.6 | -2.1 | 4.5 | 0.1 | 0.2 | 0.0 | 0.0 |
| Tax rate | | 10.9% | | | | | 0.0% | 0.0% |
| Minority interest | 0.2 | | | | | | | |
| Net income | -27.3 | -7.9 | 39.8 | 66.9 | 49.2 | 33.8 | 30.0 | 24.9 |
| Net margin | -13.5% | -4.9% | 33.9% | 2111.5% | 59.8% | 59.0% | 29.0% | 34.9% |
| |
| Basic EPS | ($0.38) | ($0.18) | $0.90 | $1.60 | $1.44 | $1.06 | $0.95 | $1.03 |
| Diluted EPS | ($0.38) | ($0.18) | $0.90 | $1.60 | $1.34 | $1.06 | $0.95 | $1.03 |
| |
| Shares outstanding (basic) | 71.6 | 43.4 | 44.4 | 41.9 | 34.3 | 31.8 | 31.7 | 24.3 |
| Shares outstanding (diluted) | 71.6 | 43.4 | 44.4 | 41.9 | 36.8 | 31.8 | 31.7 | 24.3 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |