First Northwest Bancorp (FNWB) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Jun-30-17	Jun-30-16	Jun-30-15
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income on loans	68.6	55.0	43.1	40.2	36.4	29.3	23.7	22.0
Total interest income	80.4	63.7	51.7	49.3	3.8	2.6	3.1	1.9
Interest expense:
Interest on deposits	5.2	3.4	6.7	8.3	5.4	2.9	2.2	1.7
Interest on borrowings			1.1
	26.2	14.1	7.7	31.2	9.0	5.2	4.8	4.6
Net interest income	69.9	58.3	44.0	37.9	36.8	31.6	27.4	22.9
Provision for loan losses	1.5	1.4	5.0	0.7	1.2	1.3	0.2
Net interest income after provision for loan losses	68.3	56.9	38.9	37.2	35.6	30.4	27.2	22.9
Gain on sale of investments, net							1.6
Other non-interest income	10.3	15.6	15.8	7.0	5.9	6.2	4.6	4.7
Total non-interest income	10.3	15.6	15.8	7.0	5.9	6.2	6.2	4.7
Non-interest expenses	62.3	54.4	41.5	33.1	32.9	29.8	27.9	33.0
Pre-tax income	16.3	18.2	13.3	11.1	8.7	6.8	5.4	-5.4
Income taxes	2.8	3.2	3.0	2.1	1.6	1.7	1.5	-0.4
Tax rate	17.4%	17.6%	22.2%	18.7%	18.1%	24.5%	26.7%	6.5%
Minority interest	-2.1	-0.4
Net income	15.6	15.4	10.3	9.0	7.1	5.1	4.0	-5.1
Net margin	19.9%	21.2%	18.9%	20.4%	17.1%	14.0%	12.0%	-18.4%

Basic EPS	$1.72	$1.69	$1.10	$0.92	$0.69	$0.46	$0.33	($0.42)
Diluted EPS	$1.71	$1.67	$1.10	$0.91	$0.68	$0.46	$0.33	($0.42)

Shares outstanding (basic)	9.1	9.1	9.4	9.8	10.3	11.1	12.0	12.2
Shares outstanding (diluted)	9.1	9.2	9.4	9.9	10.4	11.2	12.0	12.2

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.