First Northwest Bancorp (FNWB) [Rocket]

In millions, except per share items	Jun-30-23	Mar-31-23	Dec-31-22	Sep-30-22	Jun-30-22	Mar-31-22	Dec-31-21	Sep-30-21
	10-Q	8-K	10-K	10-Q	10-Q	10-Q	10-K	10-Q
Interest income on loans	59.3		68.6	63.4	60.2	57.0	55.0	51.9
Total interest income	93.3	86.8	80.4	73.9	69.8	65.9	63.7	60.4
Interest expense:
Interest on deposits	9.9		5.2	3.6	3.2	3.2	3.4	3.7
Interest on borrowings		4.0		1.7		1.5		1.6
	50.6	29.7	26.2	17.9	15.1	14.5	14.1	-0.1
Net interest income	69.4	70.7	69.9	66.7	63.9	60.3	58.3	55.2
Provision for loan losses			1.0	0.6			1.4	2.4
Net interest income after provision for loan losses	68.4	69.6	68.8	66.1	63.3	59.5	56.9	52.7
Gain on sale of investments, net		0.2
Other non-interest income	9.6	10.1	10.3	11.7	13.7	15.3	15.6	15.5
Total non-interest income	9.7	10.3	10.3	11.7	13.7	15.3	15.6	15.5
Non-interest expenses	60.6	62.4	62.3	61.8	60.4	57.2	54.4	51.5
Pre-tax income	17.7	17.6	16.3	15.5	16.1	17.6	18.2	16.8
Income taxes	3.1	3.1	2.8	3.0	3.1	3.3	3.2	2.9
Tax rate	17.6%	17.8%	17.4%	19.0%	19.1%	18.6%	17.6%	17.5%
Minority interest	-1.0		-2.1	-2.1	-1.5	-0.7	-0.4	-0.3
Net income	12.1	12.8	15.6	14.7	14.6	15.1	15.4	14.1
Net margin	15.5%	16.1%	19.8%	18.9%	18.9%	20.2%	21.2%	20.7%

Basic EPS	$1.79	$1.88	$1.72	$1.61	$1.60	$1.65	$1.69	$1.53
Diluted EPS	$1.78	$1.87	$1.71	$1.60	$1.58	$1.63	$1.67	$1.52

Shares outstanding (basic)	6.8		9.1	9.1	9.1	9.1	9.1	9.2
Shares outstanding (diluted)	6.8		9.2	9.2	9.2	9.2	9.2	9.3

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.