Overview Financials News + Filings Key Docs Charts Ownership Insiders
|
In millions, except per share items | Jun-30-23 | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 |
| 10-Q | 8-K | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
Interest income on loans | 21.3 | | 20.2 | 17.8 | 16.1 | 14.5 | 15.0 | 14.6 |
Total interest income | 25.5 | 23.3 | 23.7 | 20.9 | 19.0 | 16.9 | 17.2 | 16.8 |
Interest expense: |
Interest on deposits | 6.2 | | 2.4 | 1.3 | 0.8 | 0.7 | 0.8 | 0.9 |
Interest on borrowings | | 2.6 | | 1.4 | | 0.3 | | 0.6 |
| 25.2 | 7.0 | 11.9 | 6.6 | 4.2 | 3.5 | 3.6 | 3.7 |
Net interest income | 16.0 | 16.3 | 18.9 | 18.2 | 17.2 | 15.5 | 15.8 | 15.4 |
Provision for loan losses | | | 0.3 | 0.8 | | | -0.2 | 0.7 |
Net interest income after provision for loan losses | 16.0 | 16.3 | 18.6 | 17.5 | 17.2 | 15.5 | 16.0 | 14.7 |
Gain on sale of investments, net | | 0.2 | | | | | | |
Other non-interest income | 1.7 | 2.2 | 3.4 | 2.3 | 2.2 | 2.4 | 4.8 | 4.3 |
Total non-interest income | 1.7 | 2.3 | 3.4 | 2.3 | 2.2 | 2.4 | 4.8 | 4.3 |
Non-interest expenses | 15.2 | 14.9 | 15.1 | 15.4 | 17.0 | 14.8 | 14.7 | 13.9 |
Pre-tax income | 2.2 | 4.3 | 6.9 | 4.4 | 2.0 | 3.1 | 6.1 | 5.0 |
Income taxes | 0.5 | 0.8 | 1.0 | 0.8 | 0.5 | 0.6 | 1.1 | 0.9 |
Tax rate | 21.8% | 19.3% | 14.7% | 18.5% | 23.3% | 18.1% | 18.3% | 18.9% |
Minority interest | -0.1 | | -0.2 | -0.7 | -1.0 | -0.3 | -0.2 | -0.1 |
Net income | 1.8 | 0.0 | 6.1 | 4.3 | 2.5 | 2.8 | 5.1 | 4.2 |
Net margin | 10.0% | 0.0% | 27.5% | 21.7% | 12.8% | 15.7% | 24.7% | 22.1% |
|
Basic EPS | $0.20 | | $0.67 | $0.47 | $0.27 | $0.31 | $0.56 | $0.46 |
Diluted EPS | $0.20 | | $0.66 | $0.47 | $0.27 | $0.30 | $0.56 | $0.45 |
|
Shares outstanding (basic) | 8.9 | | 9.1 | 9.1 | 9.1 | 9.1 | 9.1 | 9.2 |
Shares outstanding (diluted) | 8.9 | | 9.1 | 9.1 | 9.2 | 9.2 | 9.2 | 9.3 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |
|