First Community Financial Partners, Inc. (FCFP) [Rocket]

In millions, except per share items	Dec-31-16	Dec-31-15	Dec-31-14	Dec-31-13	Dec-31-12
	10-K	10-K	10-K	10-K	10-K
Interest income on loans	38.4	32.5	32.1	32.7	36.6
Total interest income	42.8	36.7	35.2	34.9	38.5
Interest on deposits	4.1	3.9	4.4	4.9	7.9
Total interest expense	5.7	5.9	6.3	4.9	7.9
Net interest income	37.1	30.8	28.9	39.8	46.4
Provision for loan losses	-1.1	2.1	-3.0	-8.0	-7.1
Net interest income after provision for loan losses	38.1	28.7	31.9	47.8	53.5
Deposit and loan fees	1.0	0.8	0.7	0.4	0.5
Gain on sale of investments, net	0.6	0.5	0.9	0.0	0.0
Other non-interest income	3.9	1.3	1.7	1.2	1.2
Total non-interest income	5.5	2.5	3.3	1.6	1.7
Non-interest expenses	26.0	20.5	20.6	20.2	21.8
Pre-tax income	15.4	14.8	8.6	2.1	3.0
Income taxes	4.3	5.0	2.7	-14.6	0.3
Tax rate	28.0%	33.7%	31.8%		11.5%
Minority interest				0.1	1.1
Net income	11.1	9.8	5.9	20.6	0.1
Net margin	25.5%	31.5%	16.7%	41.7%	0.2%

Basic EPS	$0.65	$0.58	$0.36	$1.31	$0.01
Diluted EPS	$0.63	$0.57	$0.35	$1.29	$0.01

Shares outstanding (basic)	17.2	16.9	16.5	15.8	12.0
Shares outstanding (diluted)	17.6	17.1	16.7	16.0	12.2

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.