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Income Statement
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Oportun Financial Corp

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
 
In millions, except per share itemsDec-31-18Dec-31-17Dec-31-16
   S-1/AS-1/AS-1/A
    Total interest income  448.8327.9254.2
    Total interest expense  46.936.428.8
Net interest income  495.7364.3282.9
Net interest income after provision for loan losses  495.7364.3282.9
Total non-interest income  48.833.023.4
Pre-tax income  170.12.116.1
Income taxes  46.712.3-34.8
            Tax rate  27.5%593.3% 
Net income  16.60.04.4
            Net margin  3.3%0.0%1.6%
   
Basic EPS  $6.42($4.22)$1.83
Diluted EPS  $4.47($4.22)$1.28
   
Shares outstanding (basic)  2.60.02.4
Shares outstanding (diluted)  3.70.03.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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