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Income Statement
Balance Sheet
Cash Flow Statement

Common Size IS
Op Efficiency
Credit Analysis

Oportun Financial Corp (OPRT)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsJun-30-23Mar-31-23Dec-31-22Sep-30-22Jun-30-22Mar-31-22Dec-31-21Sep-30-21
   10-Q10-Q8-K10-Q10-Q10-Q8-K10-Q
    Total interest income  240.5237.6 232.1207.7192.2 145.4
    Total interest expense    35.6   11.4 
Net interest income  240.5237.6-539.0232.1207.7192.2-353.5145.4
Net interest income after provision for loan losses  240.5237.6-539.0232.1207.7192.2-353.5145.4
Total non-interest income  26.121.912.118.018.122.52.421.0
Non-interest expenses     259.3   111.4
Asset impairment    0.0108.5    
Pre-tax income  -17.5-141.5-7.9-112.4-12.757.720.928.1
Income taxes  -2.6-39.40.5-6.5-3.512.06.75.1
            Tax rate  14.7%27.9% 5.8%27.7%20.8%32.3%18.3%
Net income  -14.9-102.1-8.4-105.8-9.245.714.223.0
            Net margin  -236.5%-1484.3%-1.8%-72.0%-127.1%488.9%5.5%16.5%
   
Basic EPS  ($0.41)($3.00)$0.00($3.21)($0.28)$1.42$0.00$0.82
Diluted EPS  ($0.41)($3.00)$0.00($3.21)($0.28)$1.37$0.00$0.75
   
Shares outstanding (basic)  36.734.032,825,772.033.032.832.230,323,194.028.2
Shares outstanding (diluted)  36.734.032,825,772.033.032.833.330,323,194.030.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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