| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest Income | | | | | | | | |
| Interest and fee income on loans | 10.2 | 7.9 | 8.2 | 10.1 | 7.8 | | | |
| |
| Interest expense: | | | | | | | | |
| Interest related to secured borrowings | 2.1 | 2.0 | 3.0 | 2.9 | 2.1 | 1.0 | 0.6 | 0.1 |
| Interest related to unsecured borrowings | 3.0 | 3.1 | 3.2 | 2.8 | 2.2 | 1.7 | 1.2 | 0.7 |
| Interest expense | 5.1 | 5.1 | 6.1 | 5.8 | 4.3 | 2.7 | 1.7 | 0.9 |
| Net interest income | 5.1 | 2.8 | 2.1 | 4.4 | 3.5 | 2.7 | 1.7 | 0.9 |
| |
| Less: Loan loss provision | | | | | | | | |
| Net interest income after loan loss provision | 4.2 | 2.2 | 0.3 | 4.1 | 3.4 | 3.1 | 1.9 | 0.9 |
| |
| Non-Interest Income | | | | | | | | |
| Other income | 0.2 | | | | | | | |
| Gain on sale of real estate investments | | | | | | | 0.0 | 0.1 |
| Gain on impairment of foreclosed assets | 0.0 | 0.0 | 0.4 | 0.6 | 0.5 | 0.3 | 0.1 | |
| Gain on sale of foreclosed assets | 0.1 | 0.2 | 0.2 | | | | | |
| Total non-interest income | 0.3 | 0.6 | 0.7 | 0.2 | 0.0 | 0.1 | 0.1 | |
| Income | 4.5 | 2.8 | 0.9 | 4.3 | 3.4 | 3.1 | 1.9 | 1.0 |
| |
| Non-Interest Expense | | | | | | | | |
| Selling, general and administrative | 4.5 | 2.8 | 3.3 | 3.9 | 3.2 | 3.6 | 1.3 | 0.5 |
| Depreciation and amortization | 0.1 | 0.1 | 0.1 | 0.1 | 0.1 | 0.0 | | |
| Loss on sale of foreclosed assets | | 0.1 | 0.1 | | | | | |
| Total non-interest expense | 2.7 | 2.1 | 2.9 | 3.3 | 2.7 | 2.4 | 1.4 | 0.5 |
| Net Income | 1.8 | 0.8 | -1.9 | 1.0 | 0.7 | 0.8 | 0.5 | 0.5 |
| Earned distribution to preferred equity holders | 0.8 | 0.7 | 0.5 | 0.5 | 0.3 | 0.2 | 0.1 | 0.1 |
| Net income attributable to common equity holders | 0.9 | 0.1 | -2.5 | 0.6 | 0.4 | 0.6 | 0.4 | 0.4 |