In millions, except per share items | Jun-30-22 | Jun-30-21 | Jun-30-20 | Jun-30-19 | Jun-30-18 | Jun-30-17 | Jun-30-16 | Jun-30-15 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest and dividend income | | | | | | | | |
Loans | 109.6 | 111.8 | 122.2 | 121.9 | 105.1 | 90.1 | 78.4 | |
Commercial paper | 1.7 | 1.2 | 6.0 | | | | | |
Debt securities available for sale | 1.8 | 2.0 | 3.7 | 3.4 | | | | |
Other investments and interest-bearing deposits | 3.0 | 3.7 | 4.4 | 3.6 | 2.7 | 1.7 | 1.5 | |
Total interest and dividend income | 116.1 | 118.7 | 136.3 | 137.2 | 117.4 | 99.4 | 87.7 | 85.2 |
|
Interest expense | | | | | | | | |
Deposits | 5.3 | 9.4 | 22.8 | 15.8 | 6.8 | 4.6 | 4.5 | 4.9 |
Borrowings | 0.1 | 6.0 | 9.3 | 14.6 | 9.3 | 3.7 | 1.5 | 0.5 |
Total interest expense | 5.3 | 15.4 | 32.2 | 76.5 | 16.1 | 8.2 | 6.0 | 5.4 |
Net interest income | 110.8 | 103.3 | 104.1 | 106.8 | 101.3 | 91.2 | 81.7 | 79.8 |
|
Noninterest income | | | | | | | | |
Service charges and fees on deposit accounts | 9.5 | 9.1 | 9.4 | 9.6 | 8.8 | 7.7 | 7.5 | 5.9 |
Loan income and fees | 3.2 | 2.2 | 2.5 | 1.4 | 1.2 | 1.0 | 3.1 | |
Gain on sale of loans held for sale | 12.9 | 17.4 | 9.9 | 6.2 | 4.3 | 2.7 | | |
BOLI income | 2.0 | 2.2 | 2.2 | 2.1 | 2.1 | 2.1 | 1.6 | 1.7 |
Operating lease income | 6.4 | 5.6 | 3.4 | 0.9 | | | | |
Gain (loss) on sale of premises and equipment | | | | | 0.2 | 0.4 | 0.0 | |
Other | 3.4 | 3.4 | 2.9 | 2.7 | 2.4 | 2.3 | 2.1 | 1.9 |
Total noninterest income | 39.2 | 39.8 | 30.3 | 22.9 | 19.0 | 16.1 | 14.3 | 12.5 |
|
Noninterest expense | | | | | | | | |
Salaries and employee benefits | 59.6 | 63.0 | 56.7 | 52.3 | 48.2 | 46.4 | 42.5 | 41.3 |
Occupancy expense, net | 9.7 | 9.5 | 9.2 | 9.5 | 9.7 | 9.1 | 9.1 | 8.6 |
Computer services | 9.8 | 9.6 | 8.2 | 7.7 | 6.4 | 6.7 | 5.8 | 6.0 |
Telephone, postage, and supplies | 2.8 | 3.1 | 3.3 | 3.0 | 3.0 | 2.7 | 3.2 | 3.1 |
Marketing and advertising | 2.6 | 1.6 | 1.9 | 1.9 | 1.5 | 1.7 | 2.0 | 2.0 |
Deposit insurance premiums | 1.7 | 1.8 | 0.9 | 1.4 | 1.6 | 1.4 | 2.0 | 1.9 |
Core deposit intangible amortization | 0.3 | 0.7 | 1.4 | 2.0 | 2.6 | 2.8 | 2.9 | 2.5 |
|
Merger-related expenses | | | | | | | | |
Other | 16.5 | 17.0 | 14.1 | 11.1 | 11.1 | 10.2 | 10.0 | 8.6 |
Total noninterest expense | 105.2 | 131.2 | 97.1 | 90.1 | 85.3 | 90.3 | 79.6 | 81.6 |
Net income before income taxes | 45.4 | 19.1 | 28.8 | | | | | |
Income tax expense | 9.7 | 3.4 | 6.0 | 6.8 | 26.7 | 5.2 | 4.9 | 2.6 |
Net income | 35.7 | 15.7 | 22.8 | 27.1 | 8.2 | 11.8 | 11.5 | 8.0 |
|
Per share data | | | | | | | | |
Net income per common share | | | | | | | | |
Basic (in dollars per share) | $2.27 | $0.96 | $1.34 | $1.52 | $0.45 | $0.66 | $0.65 | $0.42 |
Diluted (in dollars per share) | $2.23 | $0.94 | $1.30 | $1.46 | $0.44 | $0.65 | $0.65 | $0.42 |
|
Average shares outstanding | | | | | | | | |
Basic (in shares) | 15.5 | 16.1 | 16.7 | 17.7 | 18.0 | 17.4 | 17.4 | 19.0 |
Diluted (in shares) | 15.8 | 16.5 | 17.3 | 18.4 | 18.7 | 18.0 | 17.6 | 19.1 |