| In millions, except per share items | Mar-31-23 | Dec-31-22 | Sep-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 | Mar-31-21 |
| | 10-Q | 10-Q | 10-Q | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
| Interest income: |
| Interest income on loans | 47.9 | 39.0 | 33.2 | 26.6 | 26.9 | 27.9 | 27.2 | 27.6 |
| | 50.7 | 41.4 | 35.9 | 28.2 | 28.5 | 29.3 | 28.8 | 29.3 |
| Interest expense: |
| Interest on deposits | 7.9 | 3.6 | 1.4 | 1.2 | 1.3 | 1.6 | 1.8 | 2.0 |
| | 9.2 | 3.9 | 1.4 | 1.2 | 1.3 | 1.6 | 27.6 | 3.6 |
| Net interest income | 41.5 | 37.5 | 34.5 | 27.0 | 27.2 | 27.7 | 26.0 | 25.7 |
| Provision for loan losses | | | | | | | -7.1 | |
| Net interest income after provision for loan losses | 41.5 | 37.5 | 34.5 | 27.0 | 27.2 | 27.7 | 33.1 | 25.7 |
| Deposit and loan fees | 2.3 | 2.5 | 2.3 | 2.2 | 2.5 | 2.4 | 2.4 | 2.2 |
| Income on real estate owned | | | | | | 0.0 | | |
| Other non-interest income | 6.1 | 5.9 | 5.1 | 6.7 | 7.6 | 8.0 | 8.8 | 8.5 |
| Total non-interest income | 8.3 | 8.5 | 7.4 | 8.9 | 10.1 | 10.4 | 11.2 | 10.7 |
| Non-interest expenses | 32.8 | 26.1 | 26.1 | 25.8 | 25.8 | 26.0 | 48.2 | 30.5 |
| Pre-tax income before non-recurring items | 9.1 | 18.8 | 11.8 | 10.2 | 13.9 | 13.5 | -8.6 | 10.0 |
| Non-recurring items | 0.9 | 1.1 | | | -0.1 | | 1.5 | |
| Pre-tax income | 8.2 | 17.7 | 11.8 | 10.2 | 13.9 | 13.5 | -10.1 | 10.0 |
| Income taxes | 1.4 | 4.0 | 2.6 | 2.2 | 2.9 | 3.0 | -2.7 | 2.1 |
| Tax rate | 17.6% | 22.8% | 22.3% | 21.6% | 20.5% | 22.0% | 26.8% | 21.0% |
| Net income | 6.7 | 13.7 | 9.2 | 8.0 | 11.1 | 10.5 | -7.4 | 7.9 |
| Net margin | 13.1% | 29.0% | 21.5% | 21.8% | 29.1% | 27.1% | -17.4% | 21.3% |
| |
| Basic EPS | $0.42 | $0.91 | $0.61 | $0.52 | $0.71 | $0.67 | ($0.46) | $0.49 |
| Diluted EPS | $0.42 | $0.90 | $0.61 | $0.51 | $0.69 | $0.65 | ($0.45) | $0.48 |
| |
| Shares outstanding (basic) | 16.0 | 15.0 | 15.0 | 15.5 | 15.6 | 15.8 | 16.1 | 16.0 |
| Shares outstanding (diluted) | 16.1 | 15.2 | 15.1 | 15.8 | 16.0 | 16.1 | 16.5 | 16.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |