| In millions, except per share items | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 | Dec-31-06 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income on loans | 70.2 | 65.9 | 53.2 | 52.4 | 51.5 | 56.4 | 30.1 |
| Total interest income | 76.8 | 72.6 | 59.4 | 64.9 | 63.2 | 65.8 | 35.5 |
| Interest on deposits | 5.2 | 8.0 | 8.0 | 12.1 | 13.4 | 18.3 | 8.1 |
| Total interest expense | 9.5 | 13.1 | 14.7 | 19.9 | 22.5 | 25.5 | 12.2 |
| Net interest income | 67.3 | 59.5 | 44.7 | 45.1 | 85.7 | 91.3 | 47.7 |
| Provision for loan losses | 1.5 | 5.3 | 8.3 | 16.6 | 1.2 | | 0.2 |
| Net interest income after provision for loan losses | 65.8 | 54.1 | 36.4 | 28.4 | 84.5 | 91.3 | 47.4 |
| Deposit and loan fees | 3.1 | 3.4 | 3.2 | 3.5 | 2.8 | 1.6 | 1.0 |
| Gain on sale of investments, net | 4.9 | -0.4 | 1.3 | 5.0 | | 1.8 | |
| Other non-interest income | 18.4 | 41.5 | 4.3 | 12.3 | 2.6 | 4.7 | 2.8 |
| Total non-interest income | 26.5 | 44.6 | 8.8 | 20.8 | 5.4 | 8.0 | 3.8 |
| Non-interest expenses | 61.7 | 58.5 | 42.8 | 46.9 | 35.1 | 37.0 | 15.0 |
| Pre-tax income before non-recurring items | 15.4 | 40.3 | 2.4 | -8.4 | 9.9 | 8.9 | 9.9 |
| Non-recurring items | | | | | | -2.4 | |
| Pre-tax income | 15.4 | 40.3 | 2.4 | -8.4 | 9.9 | 11.2 | 9.9 |
| Income taxes | 6.2 | 16.9 | 0.9 | -3.8 | 3.5 | 4.2 | 0.0 |
| Tax rate | 39.9% | 42.0% | 40.0% | 44.6% | 35.7% | 37.0% | 0.0% |
| Net income | 8.0 | 20.8 | 0.2 | -5.8 | 6.4 | 0.0 | 0.0 |
| Net margin | 8.7% | 21.1% | 0.4% | -11.8% | 7.1% | 0.0% | 0.0% |
| |
| Basic EPS | $0.27 | $0.73 | $0.01 | ($0.50) | $0.56 | | |
| Diluted EPS | $0.27 | $0.73 | $0.01 | ($0.50) | $0.54 | | |
| |
| Shares outstanding (basic) | 29.2 | 28.7 | 24.4 | 11.6 | 11.4 | | |
| Shares outstanding (diluted) | 29.2 | 28.7 | 24.4 | 11.6 | 11.8 | | |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |