In millions, except per share items | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 |
| 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
Interest income on loans | 133.6 | 121.1 | 114.8 | 118.3 | 97.5 | 82.0 | 86.3 | 70.5 |
Total interest income | 133.6 | 121.1 | 114.8 | 118.3 | 97.5 | 82.0 | 86.3 | 70.5 |
Total interest expense | -50.1 | -51.9 | -62.6 | -63.0 | -51.2 | -36.9 | -36.3 | -33.6 |
Net interest income | 83.6 | 69.1 | 52.2 | 55.3 | 46.3 | 45.1 | 50.0 | 36.9 |
Provision for loan losses | 0.0 | 20.2 | | | | | | |
Net interest income after provision for loan losses | 83.5 | 48.9 | 52.2 | 55.3 | 46.3 | 45.1 | 50.0 | |
Non-interest expenses | 40.9 | 36.3 | 39.8 | 16.2 | 15.0 | 14.4 | 13.7 | 14.5 |
Pre-tax income before non-recurring items | 61.2 | 22.2 | 37.5 | 39.0 | 30.6 | 30.7 | 36.3 | 22.3 |
Non-recurring items | | | | | | | | -0.7 |
Pre-tax income | 61.2 | 22.2 | 37.5 | 39.0 | 30.6 | 30.7 | 36.3 | 23.0 |
Income taxes | 0.7 | 0.4 | 0.5 | 0.4 | 0.2 | 0.2 | 0.0 | 0.2 |
Tax rate | 1.2% | 1.6% | 1.4% | 1.1% | 0.6% | 0.7% | | 1.0% |
Minority interest | | | | | 0.0 | -4.5 | -9.0 | -0.2 |
Earnings from continuing ops | 60.5 | 21.8 | 37.0 | 38.6 | 30.4 | 25.9 | 27.3 | 22.5 |
Earnings from discontinued ops | | | | | | 14.4 | 7.0 | 1.9 |
Net income | 60.5 | 21.8 | 37.0 | 38.6 | 30.4 | 40.3 | 34.3 | 24.4 |
Net margin | 59.2% | 26.4% | 47.9% | 69.8% | 65.6% | 89.4% | 68.6% | 65.0% |
|
Basic EPS | $1.43 | $0.66 | $1.29 | $1.35 | $1.07 | $0.91 | $0.96 | $0.79 |
Diluted EPS | $1.42 | $0.66 | $1.28 | $1.35 | $1.07 | $0.91 | $0.95 | $0.79 |
|
Shares outstanding (basic) | 42.4 | 33.0 | 28.6 | 28.5 | 28.5 | 28.5 | 28.5 | 28.5 |
Shares outstanding (diluted) | 42.7 | 33.2 | 28.8 | 28.7 | 28.6 | 28.5 | 28.6 | 28.6 |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |