| In millions, except per share items | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 22.8 | 20.9 | 20.4 | 21.5 | 23.3 | 22.9 | 22.2 | 18.4 |
| Interest income on investments | 1.5 | 2.0 | 2.4 | 2.6 | 3.0 | 2.1 | 1.4 | 1.5 |
| Interest income on repurchase agreements | 0.0 | 0.0 | 0.0 | 0.1 | 0.0 | | | |
| | 24.5 | 23.1 | 23.0 | 24.3 | 26.4 | 25.4 | 24.0 | 20.4 |
| Interest expense: |
| Interest on deposits | 4.2 | 4.7 | 5.6 | 6.6 | 8.1 | 10.7 | 10.7 | 8.7 |
| Interest on borrowings | 0.5 | 0.3 | 1.0 | 1.6 | 1.8 | | | |
| | 5.2 | 5.1 | 6.7 | 8.4 | 10.2 | 12.8 | 13.0 | 10.6 |
| Net interest income | 19.4 | 18.0 | 16.3 | 15.9 | 16.2 | 12.6 | 11.0 | 9.8 |
| Provision for loan losses | -0.4 | -0.2 | 9.2 | 9.4 | 8.2 | 2.3 | 2.9 | 0.7 |
| Net interest income after provision for loan losses | 19.7 | 18.1 | 7.1 | 6.5 | 8.0 | 10.3 | 8.1 | 9.1 |
| Gain on sale of investments, net | 0.4 | 0.3 | 0.1 | 1.1 | 0.3 | | | |
| Other non-interest income | 1.4 | 2.1 | 1.9 | 1.0 | 0.8 | 0.7 | 0.7 | |
| Total non-interest income | 1.8 | 2.4 | 2.0 | 2.1 | 1.1 | 0.7 | 0.7 | 0.8 |
| Non-interest expenses | 15.1 | 14.9 | 18.4 | 13.5 | 12.6 | 10.6 | 8.6 | 7.3 |
| Pre-tax income before non-recurring items | 6.5 | 5.6 | -9.3 | -5.0 | -3.5 | 0.7 | 0.3 | 2.7 |
| Non-recurring items | | | | | | 0.3 | | |
| Pre-tax income | 6.5 | 5.6 | -9.3 | -5.0 | -3.5 | 0.4 | 0.3 | 2.7 |
| Income taxes | 2.1 | 1.8 | -3.3 | -1.9 | -1.3 | 0.1 | 0.1 | 0.9 |
| Tax rate | 32.3% | 31.2% | 35.4% | 38.0% | 38.1% | 27.6% | 44.7% | 34.7% |
| Net income | 4.4 | 3.5 | -6.6 | -3.8 | -2.9 | 0.0 | 0.0 | 1.7 |
| Net margin | 20.3% | 17.2% | -72.6% | -43.7% | -31.5% | 0.0% | 0.0% | 17.5% |
| |
| Basic EPS | $0.35 | $0.29 | ($0.76) | ($1.26) | ($0.96) | ($0.07) | $0.06 | $0.72 |
| Diluted EPS | $0.30 | $0.25 | ($0.76) | ($1.26) | ($0.96) | ($0.07) | $0.06 | $0.71 |
| |
| Shares outstanding (basic) | 12.5 | 12.0 | 8.7 | 3.0 | 3.0 | 0.0 | 0.0 | 2.4 |
| Shares outstanding (diluted) | 14.7 | 13.9 | 8.7 | 3.0 | 3.0 | 0.0 | 0.0 | 2.5 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |