| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 93.9 | 91.6 | 84.7 | 84.3 | 79.5 | 66.8 | 67.5 | 61.8 |
| Interest income on investments | | | | | | | 2.3 | 2.2 |
| | 130.0 | 16.3 | 14.5 | 14.8 | 14.1 | 8.8 | 75.4 | 69.4 |
| Interest expense: |
| | 2.5 | 3.4 | 3.0 | 4.8 | 3.5 | 1.7 | 2.3 | 2.3 |
| Net interest income | 127.5 | 105.0 | 96.7 | 95.7 | 91.5 | 74.9 | 73.2 | 67.2 |
| Provision for loan losses | | | | | | 0.5 | -1.9 | 0.5 |
| Net interest income after provision for loan losses | 127.5 | 105.0 | 96.7 | 95.7 | 91.5 | 74.4 | 75.0 | 66.7 |
| Deposit and loan fees | 2.0 | | | | | | 1.8 | 2.0 |
| Gain on sale of investments, net | | | | | | | 0.4 | 0.1 |
| Other non-interest income | 8.9 | 10.1 | 8.6 | 9.1 | 10.1 | 8.3 | 6.9 | 7.1 |
| Total non-interest income | 10.9 | 10.1 | 8.6 | 9.1 | 10.1 | 8.3 | 9.2 | 9.2 |
| Non-interest expenses | 75.3 | 72.6 | 58.5 | 57.8 | 58.3 | 53.8 | 47.7 | 46.9 |
| Pre-tax income | 63.5 | 44.9 | 40.6 | 45.9 | 43.4 | 28.8 | 36.5 | 28.9 |
| Income taxes | 16.9 | 11.7 | 10.3 | 11.7 | 10.8 | 12.9 | 13.3 | 10.5 |
| Tax rate | 26.6% | 26.0% | 25.5% | 25.4% | 24.9% | 44.6% | 36.6% | 36.3% |
| Net income | 46.6 | 33.2 | 30.2 | 34.2 | 32.6 | 16.0 | 23.1 | 18.4 |
| Net margin | 33.7% | 28.9% | 28.7% | 32.7% | 32.1% | 19.3% | 27.5% | 24.3% |
| |
| Basic EPS | $2.93 | $2.32 | $2.24 | $2.51 | $2.35 | $1.29 | $3.81 | $3.09 |
| Diluted EPS | $2.92 | $2.30 | $2.22 | $2.48 | $2.33 | $1.27 | $3.78 | $3.04 |
| |
| Shares outstanding (basic) | 15.9 | 14.3 | 13.5 | 13.6 | 13.9 | 12.4 | 6.1 | 6.0 |
| Shares outstanding (diluted) | 16.0 | 14.4 | 13.6 | 13.8 | 14.0 | 12.5 | 6.1 | 6.1 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |