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CommunityOne Bancorp (COB)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-15Dec-31-14Dec-31-13Dec-31-12Dec-31-11Dec-31-10Dec-31-09Dec-31-08
   10-K10-K10-K10-K/A10-K10-K10-K/A10-K/A
    Interest income:  
        Interest income on loans  64.959.260.166.052.568.30.0103.4
        Interest income on investments  12.914.114.2 9.813.5  
       78.673.975.078.063.182.30.0114.0
    Interest expense:  
        Interest on deposits  7.16.98.114.119.724.90.042.2
        Interest on borrowings  2.02.01.41.42.53.50.07.2
       9.08.99.416.722.228.40.054.0
Net interest income  87.682.884.494.785.4110.70.0321.7
Provision for loan losses  -3.0-5.40.5 67.4132.8 27.8
Net interest income after provision for loan losses  90.688.283.994.718.0-22.00.0293.9
        Deposit and loan fees  6.36.46.77.16.27.4 9.2
        Credit and debit card fees  5.04.84.5 3.23.0  
        Gain on sale of investments, net   1.02.84.17.310.6 0.6
        Other non-interest income  6.95.26.410.85.36.6 13.1
Total non-interest income  18.217.420.422.022.027.6 22.9
Non-interest expenses  75.578.584.5110.2125.075.7 118.1
Pre-tax income before non-recurring items  16.08.03.3-41.0-129.6-129.20.0-5.1
Non-recurring items  2.0 3.5 1.2   
Asset impairment         57.8
Pre-tax income  14.08.0-0.2-41.0-130.9-129.20.0-62.9
Income taxes  7.1-142.51.3-1.00.61.30.0-3.1
            Tax rate  50.7%  2.5%   5.0%
Earnings from continuing ops  6.9150.5-1.5-40.0-92.7-135.1 -59.8
Earnings from discontinued ops     0.0    
Net income  6.9150.5-1.5-40.0-92.7-135.10.0-59.8
            Net margin  6.4%142.6%-1.4%-34.3%-232.0%-2421.5%0.0%-18.9%
   
Basic EPS  $0.29$6.89($0.07)($1.87)($22.09)($1,182.78) ($5.24)
Diluted EPS  $0.29$6.88($0.07)($1.87)($22.09)($1,182.78) ($5.24)
   
Shares outstanding (basic)  24.221.921.721.44.20.1 11.4
Shares outstanding (diluted)  24.321.921.721.44.20.1 11.4
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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