In millions, except per share items | Dec-31-15 | Dec-31-14 | Dec-31-13 | Dec-31-12 | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 |
| 10-K | 10-K | 10-K | 10-K/A | 10-K | 10-K | 10-K/A | 10-K/A |
Interest Income | | | | | | | | |
Interest and fees on loans | 64.9 | 59.2 | 60.1 | | 52.5 | 68.3 | | |
Interest and dividends on investment securities | 12.9 | 14.1 | 14.2 | | 9.8 | 13.5 | | |
Other interest income | 0.8 | 0.6 | 0.7 | 1.2 | 0.8 | 0.5 | | |
Total interest income | 78.6 | 73.9 | 75.0 | 78.0 | 63.1 | 82.3 | 0.0 | 114.0 |
|
Interest Expense | | | | | | | | |
Deposits | 7.1 | 6.9 | 8.1 | 14.1 | 19.7 | 24.9 | 0.0 | 42.2 |
Retail repurchase agreements | 0.0 | 0.0 | 0.0 | | 0.1 | 0.1 | | |
Federal Home Loan Bank advances | 2.0 | 2.0 | 1.4 | 1.4 | 2.5 | 3.5 | 0.0 | 7.2 |
Other borrowed funds | 1.1 | 1.1 | 1.1 | | 1.3 | 2.1 | | |
Total interest expense | 10.2 | 10.1 | 10.6 | | 23.6 | 30.6 | | |
Net Interest Income before Provision for (Recovery of Provision for) Loan Losses | 68.4 | 63.8 | 64.4 | | 39.6 | 51.7 | | |
Provision for (Recovery of provision for) loan losses | -3.0 | -5.4 | 0.5 | | 67.4 | 132.8 | | 27.8 |
Net Interest Income after Provision for (Recovery of Provision for) Loan Losses | 71.4 | 69.1 | 63.9 | 47.2 | -27.8 | -81.1 | | |
|
Noninterest Income | | | | | | | | |
Service charges on deposit accounts | 6.3 | 6.4 | 6.7 | 7.1 | 6.2 | 7.4 | | 9.2 |
Mortgage loan income | 1.6 | 0.9 | 2.3 | | 0.0 | 2.1 | | |
Cardholder and merchant services income | 5.0 | 4.8 | 4.5 | | 3.2 | 3.0 | | |
Trust and investment services | 1.5 | 1.5 | 1.3 | | 1.2 | 1.9 | | |
Bank-owned life insurance | 1.2 | 1.2 | 1.1 | | 1.2 | 1.0 | | |
Other service charges, commissions and fees | 1.8 | 1.3 | 1.3 | | 0.8 | 1.1 | | |
Other income | 0.8 | 0.4 | 0.4 | 0.8 | 0.9 | 0.2 | | |
Total noninterest income | 18.2 | 17.4 | 20.4 | 22.0 | 22.0 | 27.6 | | 22.9 |
|
Noninterest Expense | | | | | | | | |
Personnel expense | 43.8 | 43.7 | 40.7 | | 27.7 | 25.9 | | |
Net occupancy expense | 5.7 | 6.1 | 6.4 | | 4.9 | 4.8 | | |
Furniture, equipment and data processing expense | 8.0 | 8.3 | 8.6 | | 6.6 | 6.7 | | |
Professional fees | 2.1 | 2.5 | 3.1 | | 7.3 | 3.7 | | |
Stationery, printing and supplies | 0.6 | 0.6 | 0.6 | | 0.5 | 0.5 | | |
Advertising and marketing | 0.5 | 0.7 | 1.1 | 1.0 | 0.6 | 1.5 | | |
Other real estate owned expense | 2.3 | 1.8 | 4.1 | | 51.4 | 14.5 | | |
Credit/debit card expense | 2.0 | 2.3 | 2.1 | | 1.7 | 1.7 | | |
FDIC insurance | 1.7 | 2.1 | 2.6 | | 6.7 | 5.9 | | |
Loan collection expense | 0.7 | 1.6 | 4.3 | | 5.0 | 1.0 | | |
Merger-related expense | 2.0 | | 3.5 | | 1.2 | | | |
Core deposit premium intangible amortization | 1.4 | 1.4 | 1.4 | | 0.9 | 0.8 | | |
Other expense | 4.5 | 7.5 | 5.8 | | 7.5 | 4.7 | | |
Total noninterest expense | 75.5 | 78.5 | 84.5 | 110.2 | 125.0 | 75.7 | | 118.1 |
Income before income taxes | 14.0 | 8.0 | -0.2 | -41.0 | -130.9 | -129.2 | | -62.9 |
Income tax expense | 7.1 | -142.5 | 1.3 | | 0.6 | 1.3 | | |
Tax rate | 50.7% | | | 0.0% | | | | 0.0% |
Net income | 6.9 | 150.5 | -1.5 | -40.0 | -137.3 | -131.8 | | |
|
Weighted average number of shares outstanding - basic (shares) | 24.2 | 21.9 | 21.7 | 21.4 | 4.2 | 0.1 | | |
Weighted average number of shares outstanding - diluted (shares) | 24.3 | 21.9 | 21.7 | 21.4 | 4.2 | 0.1 | | |
|
Net income per share - basic and diluted (in dollars per share) | $0.29 | $6.88 | ($0.07) | ($1.87) | ($22.09) | ($1,182.78) | | |