In millions, except per share items | Jun-30-16 | Mar-31-16 | Dec-31-15 | Sep-30-15 | Jun-30-15 | Mar-31-15 | Dec-31-14 | Sep-30-14 |
| 10-Q | 10-Q | 10-K | 10-Q | 10-Q | 10-Q | 10-K | 10-Q |
Interest Income | | | | | | | | |
Interest and fees on loans | 17.6 | 17.0 | 16.6 | 16.4 | 16.0 | 15.9 | 15.9 | 14.9 |
Interest and dividends on investment securities | 3.0 | 3.3 | 3.3 | 3.2 | 3.1 | 3.2 | 3.2 | 3.4 |
Other interest income | 0.3 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.2 | 0.1 |
Total interest income | 20.9 | 20.5 | 20.1 | 19.8 | 19.3 | 19.3 | 19.3 | 18.4 |
|
Interest Expense | | | | | | | | |
Deposits | 1.9 | 1.9 | 1.9 | 1.7 | 1.7 | 1.7 | 1.7 | 1.7 |
Retail repurchase agreements | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Federal Home Loan Bank advances | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 | 0.5 |
Other borrowed funds | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 | 0.3 |
Total interest expense | 2.6 | 2.7 | 2.7 | 2.5 | 2.5 | 2.5 | 2.6 | 2.5 |
Net Interest Income before Provision for (Recovery of Provision for) Loan Losses | 18.3 | 17.8 | 17.5 | 17.3 | 16.8 | 16.8 | 16.7 | 15.8 |
Provision for (Recovery of provision for) loan losses | 0.5 | -0.5 | -1.0 | -0.1 | -0.8 | -1.1 | -1.3 | -1.7 |
Net Interest Income after Provision for (Recovery of Provision for) Loan Losses | 17.8 | 18.3 | 18.5 | 17.4 | 17.6 | 17.9 | 18.0 | 17.5 |
|
Noninterest Income | | | | | | | | |
Service charges on deposit accounts | 1.6 | 1.6 | 1.7 | 1.7 | 1.4 | 1.4 | 1.6 | 1.6 |
Mortgage loan income | 0.7 | 2.1 | 0.4 | 0.4 | 0.3 | 0.5 | 0.2 | 0.2 |
Cardholder and merchant services income | 1.3 | 1.2 | 1.4 | 1.3 | 1.2 | 1.1 | 1.3 | 1.2 |
Trust and investment services | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 | 0.3 | 0.4 | 0.3 |
Bank-owned life insurance | 0.3 | 0.3 | 0.3 | 0.4 | 0.3 | 0.3 | 0.4 | 0.3 |
Other service charges, commissions and fees | 0.5 | 0.4 | 0.5 | 0.5 | 0.4 | 0.4 | 0.4 | 0.3 |
Other income | 0.4 | 0.3 | 0.3 | 0.4 | 0.1 | 0.1 | 0.1 | 0.1 |
Total noninterest income | 5.2 | 6.3 | 5.0 | 5.0 | 4.2 | 4.0 | 4.5 | 4.0 |
|
Noninterest Expense | | | | | | | | |
Personnel expense | 9.9 | 10.1 | 12.8 | 10.0 | 10.5 | 10.6 | 10.7 | 12.6 |
Net occupancy expense | 1.3 | 1.6 | 1.4 | 1.6 | 1.2 | 1.5 | 1.5 | 1.5 |
Furniture, equipment and data processing expense | 1.9 | 2.1 | 2.0 | 2.1 | 1.9 | 2.0 | 2.1 | 2.2 |
Professional fees | 0.6 | 0.5 | 0.5 | 0.6 | 0.5 | 0.5 | 0.7 | 0.7 |
Stationery, printing and supplies | 0.1 | 0.2 | 0.2 | 0.1 | 0.1 | 0.2 | 0.2 | 0.1 |
Advertising and marketing | 0.0 | 0.1 | 0.1 | 0.1 | 0.1 | 0.2 | 0.3 | 0.1 |
Other real estate owned expense | 0.1 | 0.5 | 0.9 | 0.6 | 0.5 | 0.4 | 0.6 | 0.0 |
Credit/debit card expense | 0.4 | 0.4 | 0.4 | 0.6 | 0.5 | 0.5 | 0.6 | 0.5 |
FDIC insurance | 0.4 | 0.5 | 0.4 | 0.4 | 0.5 | 0.5 | 0.4 | 0.4 |
Loan collection expense | 0.1 | 0.1 | 0.1 | -0.1 | 0.3 | 0.3 | 0.2 | 0.2 |
Merger-related expense | 0.2 | 0.8 | | | | | | |
Core deposit premium intangible amortization | 0.2 | 0.3 | 0.3 | 0.4 | 0.4 | 0.4 | 0.4 | 0.4 |
Other expense | 1.4 | 1.3 | 1.0 | 1.1 | 1.4 | 1.0 | 2.9 | 1.2 |
Total noninterest expense | 16.8 | 18.4 | 22.2 | 17.4 | 17.8 | 18.0 | 20.4 | 20.0 |
Income before income taxes | 6.2 | 6.2 | 1.2 | 4.9 | 3.9 | 3.9 | 2.1 | 1.5 |
Income tax expense | 2.3 | 2.3 | 0.9 | 3.4 | 1.4 | 1.4 | -142.5 | -0.3 |
Tax rate | 37.1% | 37.3% | 70.7% | 69.3% | 36.0% | 36.0% | | |
Net income | 3.9 | 3.9 | 0.4 | 1.5 | 2.5 | 2.5 | 144.6 | 1.8 |
|
Weighted average number of shares outstanding - basic (shares) | 24.3 | 24.3 | 24.2 | 24.3 | 24.2 | 24.2 | 21.9 | 21.7 |
Weighted average number of shares outstanding - diluted (shares) | 24.3 | 24.3 | 24.3 | 24.3 | 24.2 | 24.2 | 21.9 | 21.7 |
|
Net income per share - basic and diluted (in dollars per share) | $0.16 | $0.16 | $0.02 | $0.06 | $0.10 | $0.10 | $6.61 | $0.08 |