FIRST BUSEY CORP (BUSE) [Rocket]

In millions, except per share items	Dec-31-22	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans	287.5	252.1	285.0	304.2	251.2	202.6	147.8	100.4
Interest income on investments	69.4	45.6	39.9	45.7	32.3	20.2	17.1	17.6
	360.0	298.8	326.6	356.2	286.0	224.3	164.9	118.0
Interest expense:
Interest on deposits	16.1	12.6	30.7	55.1	32.6	12.9	7.1	4.8
	36.5	28.1	43.7	69.0	44.6	20.9	10.2	6.2
Net interest income	323.4	270.7	282.9	287.2	241.4	203.4	154.7	111.8
Net interest income after provision for loan losses	323.4	270.7	282.9	287.2	241.4	203.4	154.7	111.8
Gain on sale of investments, net								0.4
Other non-interest income	126.8	132.8	118.3	116.4	90.0	84.5	75.2	64.4
Total non-interest income	126.8	132.8	118.3	116.4	90.0	84.5	75.2	64.8
Non-interest expenses	283.9	261.8	234.2	258.8	193.0	174.4	147.9	115.3
Pre-tax income	161.7	156.8	128.2	134.4	133.9	108.1	76.4	59.7
Income taxes	33.4	33.4	27.9	31.5	35.0	45.4	26.7	20.7
Tax rate	20.7%	21.3%	21.7%	23.4%	26.1%	42.0%	35.0%	34.7%
Net income	128.3	123.4	100.3	103.0	98.9	62.7	49.7	38.3
Net margin	28.5%	30.6%	25.0%	25.5%	29.9%	21.8%	21.6%	21.7%

Basic EPS	$2.32	$2.23	$1.84	$1.88	$2.02	$1.47	$1.42	$1.32
Diluted EPS	$2.29	$2.20	$1.83	$1.87	$2.01	$1.45	$1.40	$1.32

Shares outstanding (basic)	55.4	55.4	54.6	54.9	48.9	42.7	35.1	28.9
Shares outstanding (diluted)	56.1	56.0	54.8	55.1	49.2	43.1	35.4	29.1

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.