In millions, except per share items | Jun-30-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 |
| 10-Q | 8-K | 8-K | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
Interest income: |
Interest income on loans | 94.8 | | | 65.6 | 60.9 | 63.0 | 65.2 | 61.4 |
Interest income on investments | 20.8 | | | 16.7 | 14.9 | 13.7 | 12.2 | 10.0 |
| 116.9 | 105.9 | 95.4 | 82.6 | 76.1 | 76.9 | 77.9 | 71.7 |
Interest expense: |
Interest on deposits | 26.8 | 8.3 | 3.6 | 2.1 | 2.1 | 2.5 | 3.1 | 3.3 |
Interest on borrowings | | 1.2 | 0.2 | | | | | |
| 38.2 | 9.5 | 3.8 | 6.7 | 6.0 | 6.4 | 7.1 | 7.1 |
Net interest income | 78.7 | 91.1 | 86.3 | 75.9 | 70.1 | 70.5 | 70.8 | 64.5 |
Provision for loan losses | | 0.9 | 2.4 | | | | | |
Net interest income after provision for loan losses | 78.7 | 90.3 | 83.9 | 75.9 | 70.1 | 70.5 | 70.8 | 64.5 |
Other non-interest income | 28.0 | | | 31.0 | 35.8 | 35.1 | 33.3 | 33.0 |
Total non-interest income | 28.0 | | | 31.0 | 35.8 | 35.1 | 33.3 | 33.0 |
Non-interest expenses | 69.2 | 73.7 | 70.7 | 69.1 | 70.4 | 71.2 | 73.5 | 62.6 |
Pre-tax income | 36.9 | 45.7 | 44.1 | 36.2 | 35.7 | 39.2 | 32.4 | 36.6 |
Income taxes | 7.5 | 11.3 | 8.5 | 6.4 | 7.3 | 9.2 | 6.5 | 6.9 |
Tax rate | 20.3% | 24.7% | 19.2% | 17.6% | 20.4% | 23.6% | 19.9% | 18.7% |
Net income | 29.4 | 34.4 | 35.7 | 29.8 | 28.4 | 29.9 | 25.9 | 29.8 |
Net margin | 27.5% | 37.7% | 41.3% | 27.9% | 26.9% | 28.3% | 24.9% | 30.5% |
|
Basic EPS | $0.53 | $0.62 | $0.64 | $0.54 | $0.51 | $0.54 | $0.46 | $0.54 |
Diluted EPS | $0.52 | $0.61 | $0.64 | $0.53 | $0.51 | $0.53 | $0.46 | $0.53 |
|
Shares outstanding (basic) | 55.4 | 55.4 | 55.3 | 55.4 | 55.4 | 55.4 | 56.2 | 55.1 |
Shares outstanding (diluted) | 56.2 | 56.2 | 56.1 | 56.1 | 56.2 | 56.0 | 56.8 | 55.7 |
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EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |