COLUMBIA BANCORP (CBBO) [Rocket]

In millions, except per share items	Dec-31-08	Dec-31-07	Dec-31-06	Dec-31-05	Dec-31-04	Dec-31-03	Dec-31-02	Dec-31-01
	10-K	10-K	10-K	10-K	10-K	10-K	10-K/A	10-K
Interest income on loans	62,553.5	75,104.1	67.0	50.6	41.2	36.5	35.3
Total interest income	64,961.1	79,523.6	70.7	53.6	42.7	38.2	37.6
Total interest expense	24,346.6	26,508.1	18.0	11.3	7.3	6.8	7.8
Net interest income	151,861.2	181,135.8	155.7	115.5	91.3	81.6	80.7
Provision for loan losses	43,110.0	4,740.0	2.9	3.1	2.8	2.6	1.8
Net interest income after provision for loan losses	108,751.2	176,395.8	152.8	112.3	88.5	79.0	78.9
Total non-interest income	12,293.9	10,840.2	9.8	10.2	8.3	8.9	8.6
Asset impairment	7,389.1
Pre-tax income	-39,358.8	23,041.9	25.2	21.2	17.0	15.4	14.6	11,750.5
Income taxes	-13,000.8	8,560.1	9.4	7.5	6.2	5.6	5.2	4,376.8
Tax rate	33.0%	37.1%	37.5%	35.5%	36.7%	36.1%	35.8%	37.2%
Net income	-26,357.9	14,481.9	15.8	13.7	10.7	9.8	9.4	7,373.7
Net margin	-21.8%	7.7%	9.7%	11.2%	11.1%	11.2%	10.7%

Basic EPS	($2.63)	$1.45	$1.60	$1.39	$1.11	$1.03	$1.05	$0.83
Diluted EPS	($2.63)	$1.45	$1.60	$1.39	$1.11	$1.03	$1.05	$0.83

Shares outstanding (basic)	10,022.0	9,987.5	9.9	9.8	9.7	9.5	8.9	8,884.0
Shares outstanding (diluted)	10,022.0	9,987.5	9.9	9.8	9.7	9.5	8.9	8,884.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.