| In millions, except per share items | Dec-31-11 | Dec-31-10 | Dec-31-09 | Dec-31-08 | Dec-31-07 |
| | 10-K | 10-K | 10-K | 10-K/A | 10-K |
| Interest income: |
| Interest income on loans | 6.7 | 6.6 | 6.0 | | |
| Interest income on investments | 0.7 | 1.1 | | | |
| Interest income on repurchase agreements | 0.1 | 0.1 | | | |
| | 7.5 | 7.8 | 7.5 | | |
| Interest expense: |
| Interest on deposits | 1.9 | 2.5 | 3.0 | | |
| Interest on borrowings | 0.4 | 0.4 | 0.4 | | |
| | 1.9 | 2.5 | 3.4 | | |
| Net interest income | 9.5 | 10.3 | 4.1 | | |
| Provision for loan losses | 0.9 | 0.6 | 1.2 | | |
| Net interest income after provision for loan losses | 8.5 | 9.7 | 3.0 | 0.0 | |
| Deposit and loan fees | 0.7 | 0.5 | 0.4 | | |
| Gain on sale of investments, net | 0.1 | 0.5 | 0.5 | | |
| Other non-interest income | 0.6 | 0.3 | 0.6 | | |
| Total non-interest income | 1.4 | 1.4 | 1.5 | | |
| Non-interest expenses | 5.7 | 5.3 | 5.7 | | |
| Pre-tax income | 0.0 | 0.4 | -1.2 | -1.9 | -0.7 |
| Income taxes | -0.1 | -0.1 | 0.0 | 0.0 | 0.0 |
| Tax rate | 1275.0% | | 0.0% | 0.0% | 0.0% |
| Net income | 0.0 | 0.5 | -1.2 | -1.9 | -0.7 |
| Net margin | 0.4% | 4.2% | -27.8% | -11.4% | -4.2% |
| |
| Basic EPS | $0.02 | $0.23 | ($0.64) | ($1.09) | ($0.41) |
| Diluted EPS | $0.02 | $0.23 | ($0.64) | ($1.09) | ($0.41) |
| |
| Shares outstanding (basic) | 2.3 | 2.1 | 1.9 | 1.8 | 1.7 |
| Shares outstanding (diluted) | 2.3 | 2.1 | 1.9 | 1.8 | 1.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |