| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 145.2 | 112.3 | 105.0 | 96.5 | 84.7 | 74.4 | 56.4 | 51.6 |
| Interest income on investments | 13.1 | 9.5 | 9.2 | 10.0 | 10.2 | 9.6 | 7.5 | 7.3 |
| | 158.7 | 122.4 | 115.0 | 107.1 | 95.4 | 84.5 | 64.1 | 58.9 |
| Interest expense: |
| Interest on deposits | 20.7 | 8.2 | 16.0 | 23.7 | 17.7 | 11.2 | 9.0 | 8.3 |
| | 29.8 | 12.5 | 19.5 | 30.0 | 25.6 | 18.4 | 15.1 | 12.9 |
| Net interest income | 129.0 | 109.9 | 95.5 | 77.1 | 69.8 | 66.1 | 49.0 | 46.0 |
| Provision for loan losses | 7.0 | 4.0 | 14.5 | 1.6 | 2.3 | 1.3 | 0.5 | 1.3 |
| Net interest income after provision for loan losses | 122.0 | 105.9 | 81.0 | 75.5 | 67.5 | 64.9 | 48.5 | 44.8 |
| Deposit and loan fees | | | | | | | | 4.3 |
| Other non-interest income | 18.2 | 20.2 | 20.1 | 19.2 | 17.4 | 14.4 | 11.6 | 7.6 |
| Total non-interest income | 18.2 | 20.2 | 20.1 | 19.2 | 17.4 | 14.4 | 11.6 | 11.9 |
| Non-interest expenses | 72.9 | 68.7 | 62.3 | 55.2 | 49.9 | 57.7 | 34.8 | 33.6 |
| Pre-tax income before non-recurring items | 67.4 | 58.6 | 40.4 | 42.1 | 35.2 | 33.1 | 26.9 | 25.4 |
| Non-recurring items | 0.1 | 1.2 | 1.7 | 2.5 | 0.1 | 11.5 | 1.6 | |
| Asset impairment | | | | | | | | 2.4 |
| Pre-tax income | 67.3 | 57.4 | 38.8 | 39.6 | 35.1 | 21.6 | 25.3 | 23.0 |
| Income taxes | 14.1 | 11.7 | 7.4 | 7.7 | 7.0 | 9.7 | 8.0 | 6.9 |
| Tax rate | 20.9% | 20.3% | 19.2% | 19.5% | 20.0% | 44.8% | 31.6% | 30.0% |
| Net income | 52.3 | 45.1 | 31.3 | 31.9 | 28.1 | 11.9 | 17.3 | 16.1 |
| Net margin | 37.3% | 35.8% | 31.0% | 33.6% | 33.0% | 15.0% | 28.8% | 28.4% |
| |
| Basic EPS | $4.10 | $3.49 | $2.42 | $2.55 | $2.27 | $1.00 | $1.62 | $1.56 |
| Diluted EPS | $4.08 | $3.47 | $2.41 | $2.53 | $2.26 | $1.00 | $1.61 | $1.50 |
| |
| Shares outstanding (basic) | 12.8 | 12.9 | 12.9 | 12.5 | 12.4 | 11.9 | 10.7 | 10.3 |
| Shares outstanding (diluted) | 12.8 | 13.0 | 13.0 | 12.6 | 12.4 | 11.9 | 10.7 | 10.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |