| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-05-18 | Dec-31-17 | Dec-05-17 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 8-K | 10-K | 8-K |
| Interest income: |
| Interest income on loans | 47.2 | 41.0 | 37.6 | 37.8 | 36.4 | 36.4 | 29.8 | 29.8 |
| Interest income on investments | 13.5 | 10.6 | 8.7 | 8.1 | 8.6 | | 7.8 | |
| | 60.8 | 51.7 | 46.3 | 46.1 | 45.1 | 45.1 | 37.8 | 37.8 |
| Interest expense: |
| Interest on deposits | 4.0 | 2.5 | 5.4 | 8.1 | 5.9 | 5.9 | 3.5 | 3.5 |
| Interest on borrowings | | | | | 2.0 | | 0.6 | |
| | 13.8 | 5.6 | 12.6 | 19.6 | 19.4 | 8.6 | 10.6 | 4.8 |
| Net interest income | 54.0 | 49.0 | 40.2 | 36.3 | 36.5 | 53.7 | 33.0 | 42.6 |
| Provision for loan losses | 2.0 | 0.2 | 1.9 | 0.8 | 2.6 | 2.6 | 0.8 | 0.8 |
| Net interest income after provision for loan losses | 52.1 | 48.8 | 38.2 | 35.5 | 34.0 | 51.1 | 32.3 | 41.9 |
| Other non-interest income | 8.0 | 8.3 | 9.3 | 7.6 | 11.8 | 11.8 | 7.2 | 7.2 |
| Total non-interest income | 8.0 | 8.3 | 9.3 | 7.6 | 11.8 | 11.8 | 7.2 | 7.2 |
| Non-interest expenses | 35.5 | 31.1 | 28.9 | 29.7 | 29.3 | 29.3 | 28.1 | 28.1 |
| Pre-tax income before non-recurring items | 24.6 | 26.0 | 18.6 | 13.4 | 16.4 | 22.4 | 11.4 | 11.4 |
| Non-recurring items | | | | | | 6.0 | | |
| Pre-tax income | 24.6 | 26.0 | 18.6 | 13.4 | 16.4 | 16.4 | 11.4 | 11.4 |
| Income taxes | 4.1 | 4.7 | 3.2 | 2.3 | 3.1 | 3.1 | 11.3 | 11.3 |
| Tax rate | 16.9% | 17.9% | 17.4% | 17.4% | 18.7% | 18.7% | 98.7% | 98.7% |
| Net income | 20.4 | 21.4 | 15.3 | 11.1 | 13.3 | 13.3 | 0.1 | 0.1 |
| Net margin | 34.0% | 37.4% | 32.3% | 25.7% | 29.2% | 21.2% | 0.4% | 0.3% |
| |
| Basic EPS | $1.04 | $1.06 | $0.76 | $0.56 | $0.79 | $0.79 | $0.01 | $0.01 |
| Diluted EPS | $1.03 | $1.06 | $0.76 | $0.56 | $0.79 | $0.79 | $0.01 | $0.01 |
| |
| Shares outstanding (basic) | 19.7 | 20.1 | 20.2 | 19.8 | 16.8 | 16.8 | 16.7 | 16.7 |
| Shares outstanding (diluted) | 19.8 | 20.1 | 20.2 | 19.8 | 16.8 | 16.8 | 16.7 | 16.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |