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Income Statement
Balance Sheet
Cash Flow Statement
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Unit Economics
Common Size IS
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STATE BANK FINANCIAL CORP (STBZ)

Income Statement

Standardized | As Reported Annual | Quarterly | TTM
  Older >>
In millions, except per share itemsDec-31-17Dec-31-16Dec-31-15Dec-31-14Dec-31-13Dec-31-12Dec-31-11Dec-31-10
   10-K/A10-K/A10-K/A10-K10-K10-K10-K10-K
    Interest income:  
        Interest income on loans  151.3103.092.964.261.055.238.814.0
        Interest income on investments        10.68.3
       208.4165.3158.6153.5193.7169.0167.2168.2
    Interest expense:  
        Interest on deposits     7.27.49.521.537.2
        Interest on borrowings  0.00.10.2 0.50.20.3 
       15.69.67.97.57.99.721.837.2
Net interest income  192.8155.6150.7146.0185.7159.3145.4130.9
Provision for loan losses  6.10.23.52.9-2.515.16.54.0
Net interest income after provision for loan losses  186.7155.4147.2143.1188.2144.2138.9127.0
        Deposit and loan fees     4.85.25.15.66.5
        Gain on sale of investments, net     0.21.10.3-0.10.2
        Other non-interest income  39.839.320.14.2-77.2-25.233.124.8
Total non-interest income  39.839.320.19.2-70.9-19.838.631.5
Non-interest expenses  138.8120.9123.493.598.089.291.085.6
Pre-tax income before non-recurring items  92.977.745.650.019.335.266.572.9
Non-recurring items  5.34.01.70.8    
Pre-tax income  87.673.843.949.219.335.266.572.9
Income taxes  41.026.215.418.36.612.423.527.3
            Tax rate  46.8%35.5%35.2%37.2%34.0%35.3%35.4%37.5%
Net income  46.647.628.430.912.722.743.045.5
            Net margin  20.6%24.4%17.0%20.3%10.9%18.3%24.2%28.7%
   
Basic EPS  $1.20$1.29$0.79$0.97$0.40$0.72$1.36$1.44
Diluted EPS  $1.19$1.28$0.77$0.94$0.39$0.69$1.32$1.40
   
Shares outstanding (basic)  38.836.936.031.731.631.731.631.6
Shares outstanding (diluted)  39.137.236.932.832.732.932.632.5
   
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.  

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