| In millions, except per share items | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 | Dec-31-14 | Dec-31-13 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 36.5 | 37.0 | 34.1 | 30.9 | 30.0 | 27.1 | 23.9 | 22.9 |
| Interest income on investments | 5.9 | 7.6 | 7.8 | 7.0 | 6.0 | 5.6 | 5.4 | 4.9 |
| Interest income on trading account | | | | | | 0.2 | 0.2 | |
| | 42.7 | 45.5 | 42.6 | 38.7 | 36.6 | 33.2 | 29.7 | 28.2 |
| Interest expense: |
| Interest on deposits | 4.3 | 6.2 | 4.2 | 2.7 | 2.2 | 2.0 | 2.0 | 2.3 |
| Interest on borrowings | 2.1 | 2.2 | 1.9 | 1.7 | 1.6 | 1.6 | 1.4 | 0.9 |
| | 6.7 | 9.0 | 6.8 | 5.0 | 4.4 | 4.1 | 3.8 | 3.5 |
| Net interest income | 36.0 | 36.5 | 35.8 | 33.6 | 32.1 | 29.1 | 26.0 | 24.7 |
| Provision for loan losses | 1.8 | 1.3 | 0.5 | 0.5 | 1.2 | 1.5 | 1.0 | 1.1 |
| Net interest income after provision for loan losses | 34.2 | 35.3 | 35.3 | 33.1 | 31.0 | 27.7 | 25.0 | 23.7 |
| Deposit and loan fees | | | 5.3 | 5.1 | 5.1 | 4.4 | 4.2 | 4.3 |
| Gain on sale of investments, net | | | | | | 0.4 | 1.0 | 1.0 |
| Other non-interest income | 16.0 | 14.2 | 7.9 | 8.7 | 7.1 | 6.7 | 5.0 | 4.9 |
| Total non-interest income | 16.0 | 14.2 | 13.1 | 13.8 | 12.1 | 11.5 | 10.2 | 10.2 |
| Non-interest expenses | 37.6 | 35.3 | 34.4 | 33.1 | 33.8 | 31.8 | 27.2 | 27.2 |
| Pre-tax income before non-recurring items | 12.6 | 14.2 | 14.1 | 12.7 | 9.3 | 8.2 | 8.0 | 6.7 |
| Non-recurring items | | | | -1.2 | | 0.9 | | |
| Pre-tax income | 12.6 | 14.2 | 14.1 | 13.9 | 9.3 | 7.4 | 8.0 | 6.7 |
| Income taxes | 0.9 | 1.1 | 1.7 | 3.2 | 0.8 | 0.5 | 0.9 | 0.9 |
| Tax rate | 7.0% | 7.6% | 11.7% | 22.8% | 8.3% | 7.2% | 11.3% | 12.9% |
| Net income | 1.2 | 0.6 | 0.6 | 10.7 | 8.6 | 6.8 | 7.1 | 5.8 |
| Net margin | 2.3% | 1.3% | 1.3% | 22.8% | 19.9% | 17.4% | 20.1% | 17.2% |
| |
| Basic EPS | $0.20 | $0.11 | $0.11 | $1.80 | $1.43 | $2.40 | $2.60 | $2.15 |
| Diluted EPS | $0.20 | $0.11 | $0.11 | $1.80 | $1.43 | $2.40 | $2.60 | $2.15 |
| |
| Shares outstanding (basic) | 5.9 | 6.0 | 5.9 | 5.9 | 6.0 | 2.8 | 2.7 | 2.7 |
| Shares outstanding (diluted) | 5.9 | 6.0 | 5.9 | 5.9 | 6.0 | 2.8 | 2.7 | 2.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |