| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 82.6 | 87.0 | 87.7 | 82.7 | 60.0 | 55.3 | 48.0 | 46.9 |
| Interest income on investments | 10.5 | 7.7 | 7.2 | 8.5 | 7.6 | 6.7 | 7.6 | 7.8 |
| Interest income on repurchase agreements | | | | | | | | 0.0 |
| | 96.0 | 95.8 | 95.8 | 92.9 | 68.8 | 63.0 | 56.2 | 55.2 |
| Interest expense: |
| Interest on deposits | 3.6 | 3.6 | 9.7 | 13.1 | 8.1 | 5.8 | 5.1 | 4.8 |
| Interest on borrowings | | | | 0.0 | | | | |
| | 5.8 | 5.4 | 12.0 | 14.2 | 8.3 | 7.3 | 6.3 | 5.9 |
| Net interest income | 90.2 | 90.4 | 83.8 | 107.0 | 77.0 | 55.7 | 49.9 | 49.3 |
| Provision for loan losses | | | | 0.5 | -0.1 | 1.0 | 0.3 | 1.0 |
| Net interest income after provision for loan losses | 90.2 | 90.4 | 83.8 | 106.6 | 77.1 | 54.7 | 49.6 | 48.3 |
| Deposit and loan fees | | | | | | 2.4 | 2.5 | 2.1 |
| Gain on sale of investments, net | | | | | | | | 0.9 |
| Other non-interest income | 18.8 | 21.0 | 16.8 | 15.2 | 13.3 | 11.8 | 11.0 | 10.4 |
| Total non-interest income | 18.8 | 21.0 | 16.8 | 15.2 | 13.3 | 14.2 | 13.5 | 13.3 |
| Non-interest expenses | 64.1 | 59.0 | 54.6 | 66.1 | 44.2 | 42.9 | 39.8 | 40.5 |
| Pre-tax income before non-recurring items | 43.1 | 54.4 | 37.1 | 37.1 | 29.2 | 26.4 | 23.3 | 23.1 |
| Non-recurring items | -0.2 | -0.9 | -0.1 | 11.4 | 0.9 | 0.3 | 0.0 | 2.0 |
| Pre-tax income | 43.4 | 55.2 | 37.2 | 25.8 | 28.2 | 26.1 | 23.3 | 21.1 |
| Income taxes | 8.9 | 11.7 | 7.1 | 4.9 | 5.6 | 10.8 | 7.0 | 6.0 |
| Tax rate | 20.6% | 21.2% | 19.2% | 18.9% | 20.0% | 41.5% | 30.1% | 28.6% |
| Net income | 34.4 | 43.5 | 30.0 | 20.9 | 22.6 | 15.2 | 16.3 | 15.0 |
| Net margin | 31.1% | 38.6% | 29.4% | 17.2% | 25.0% | 22.1% | 25.8% | 24.4% |
| |
| Basic EPS | $3.23 | $4.00 | $2.74 | $1.99 | $2.60 | $1.76 | $1.89 | $1.73 |
| Diluted EPS | $3.23 | $4.00 | $2.73 | $1.98 | $2.59 | $1.76 | $1.89 | $1.73 |
| |
| Shares outstanding (basic) | 10.7 | 10.9 | 11.0 | 10.5 | 8.7 | 8.6 | 8.6 | 8.7 |
| Shares outstanding (diluted) | 10.7 | 10.9 | 11.0 | 10.5 | 8.7 | 8.7 | 8.6 | 8.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |