In millions, except per share items | Mar-31-23 | Dec-31-22 | Sep-30-22 | Jun-30-22 | Mar-31-22 | Dec-31-21 | Sep-30-21 | Jun-30-21 |
| 10-Q | 8-K | 8-K | 10-Q | 10-Q | 10-K | 10-Q | 10-Q |
Interest income on investments | 72.0 | | | 62.5 | 47.7 | 34.5 | 34.2 | 33.7 |
Total interest income | 495.6 | 457.8 | 406.5 | 354.4 | 235.5 | 156.9 | 162.0 | 160.5 |
Interest expense: |
Interest on deposits | 62.6 | | | 5.2 | 3.2 | 2.5 | 2.6 | 2.7 |
Interest on borrowings | 38.0 | | | 6.9 | 6.0 | 5.1 | 5.3 | 5.2 |
| 114.2 | | | 16.9 | 12.7 | 10.1 | 10.5 | 10.5 |
Net interest income | 381.5 | 391.1 | 376.6 | 337.5 | 222.8 | 146.8 | 151.6 | 149.9 |
Provision for loan losses | | | | | 78.5 | | | |
Net interest income after provision for loan losses | 381.5 | 391.1 | 376.6 | 337.5 | 144.3 | 146.8 | 151.6 | 149.9 |
Deposit and loan fees | 17.0 | 18.1 | 20.0 | 21.1 | 14.0 | 6.1 | 8.9 | 8.5 |
Other non-interest income | 53.7 | 146.9 | 60.3 | 68.0 | 51.2 | 45.4 | 45.6 | 43.0 |
Total non-interest income | 70.7 | 165.0 | 80.4 | 89.1 | 65.2 | 51.5 | 54.5 | 51.5 |
Non-interest expenses | 250.7 | 282.7 | 262.4 | 277.4 | 215.6 | 132.7 | 121.3 | 129.6 |
Pre-tax income | 188.0 | 262.0 | 179.0 | 139.9 | -36.3 | 68.2 | 89.4 | 76.7 |
Income taxes | 41.4 | 61.3 | 38.9 | 25.0 | -8.7 | 12.1 | 17.7 | 14.0 |
Tax rate | 22.0% | 23.4% | 21.7% | 17.8% | 24.0% | 17.7% | 19.8% | 18.2% |
Net income | 142.6 | 196.7 | 136.1 | 111.0 | -29.6 | 56.2 | 71.7 | 62.8 |
Net margin | 31.5% | 34.9% | 29.3% | 26.0% | -14.1% | 7.8% | 225.7% | 31.2% |
|
Basic EPS | $0.49 | $0.67 | $0.46 | $0.38 | ($0.13) | $0.34 | $0.43 | $0.38 |
Diluted EPS | $0.49 | $0.67 | $0.46 | $0.38 | ($0.13) | $0.34 | $0.43 | $0.38 |
|
Shares outstanding (basic) | 291.1 | 292.9 | 292.9 | 290.9 | 227.0 | 165.2 | 165.3 | 165.2 |
Shares outstanding (diluted) | 292.8 | 292.9 | 292.9 | 291.9 | 227.0 | 165.9 | 165.9 | 165.9 |
|
EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |