TriState Capital Holdings, Inc. (TSC) [Rocket]

In millions, except per share items	Dec-31-21	Dec-31-20	Dec-31-19	Dec-31-18	Dec-31-17	Dec-31-16	Dec-31-15	Dec-31-14
	10-K	10-K	10-K	10-K	10-K	10-K	10-K	10-K
Interest income:
Interest income on loans	215.2	200.8	239.3	185.3	126.5	92.3	79.2	74.2
Interest income on investments	15.5	14.0	16.3	10.7	6.2	5.4	4.0	3.3
	231.3	217.1	262.4	199.8	134.3	98.3	83.6	78.1
Interest expense:
Interest on deposits	41.5	69.2	125.6	78.5	37.5	19.8	12.9	10.6
	145.4	227.5	396.4	251.3	42.9	23.5	15.6	12.3
Net interest income	179.4	137.9	127.1	113.4	91.4	74.8	68.0	65.8
Provision for loan losses					-0.6	0.8	0.0	10.2
Net interest income after provision for loan losses	179.4	137.9	127.1	113.4	92.0	74.0	67.9	55.7
Deposit and loan fees							0.6	0.6
Other non-interest income	58.6	57.2	52.8	47.9	47.0	46.5	34.8	30.9
Total non-interest income	58.6	57.2	52.8	47.9	47.0	46.5	35.5	31.5
Non-interest expenses	344.2	288.6	259.4	230.8	205.6	180.2	153.0	64.3
Pre-tax income before non-recurring items	90.7	52.6	68.7	60.2	47.5	38.0	33.4	22.9
Non-recurring items				-0.2		-3.7
Pre-tax income	90.7	52.6	68.7	60.4	47.5	41.7	33.4	22.9
Income taxes	12.6	7.4	8.5	5.9	9.5	13.0	10.9	7.0
Tax rate	13.9%	14.1%	12.3%	9.8%	20.0%	31.3%	32.6%	30.4%
Net income	65.7	37.4	54.4	52.3	38.0	28.6	22.5	15.9
Net margin	27.6%	19.1%	30.3%	32.4%	27.3%	23.8%	21.7%	18.3%

Basic EPS	$2.10	$1.32	$1.95	$1.90	$1.38	$1.04	$0.81	$0.56
Diluted EPS	$2.02	$1.30	$1.89	$1.81	$1.32	$1.01	$0.80	$0.55

Shares outstanding (basic)	31.3	28.3	27.9	27.6	27.6	27.6	27.8	28.6
Shares outstanding (diluted)	32.5	28.7	28.8	28.8	28.7	28.4	28.2	29.0

EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges.