| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 8-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K/A |
| Interest income: |
| Interest income on loans | | 736.8 | 512.0 | 431.5 | 373.2 | 339.9 | 302.8 | 233.8 |
| Interest income on investments | | 40.4 | 24.2 | 23.7 | 33.2 | 25.2 | 14.3 | 10.4 |
| | | 780.9 | 543.3 | 463.7 | 418.0 | 372.9 | 322.5 | 249.9 |
| Interest expense: |
| Interest on deposits | | 62.6 | 92.0 | 141.5 | 110.8 | 67.6 | 48.3 | 34.0 |
| | | 95.8 | 139.6 | 186.4 | 160.1 | 105.5 | 73.0 | 53.6 |
| Net interest income | | 685.1 | 403.7 | 277.3 | 257.9 | 267.3 | 249.5 | 196.3 |
| Provision for loan losses | | | | | | 6.8 | 3.0 | 20.6 |
| Net interest income after provision for loan losses | 0.0 | 685.1 | 403.7 | 277.3 | 257.9 | 260.6 | 246.5 | 175.7 |
| Deposit and loan fees | | 7.5 | 5.7 | 5.0 | | | | 0.9 |
| Credit and debit card fees | | | | | | | | 0.6 |
| Gain on sale of investments, net | | | | | | | -7.2 | -0.1 |
| Other non-interest income | | 70.3 | 58.2 | 30.3 | 59.0 | 78.9 | 63.6 | 26.3 |
| Total non-interest income | | 77.9 | 63.8 | 35.3 | 59.0 | 78.9 | 56.4 | 27.7 |
| Non-interest expenses | | 294.3 | 215.0 | 180.6 | 220.2 | 215.6 | 178.2 | 114.9 |
| Pre-tax income before non-recurring items | 228.0 | 441.6 | 191.1 | 107.8 | 95.4 | 124.3 | 125.8 | 88.5 |
| Non-recurring items | | 0.4 | 1.4 | | 4.4 | 0.4 | 1.2 | |
| Pre-tax income | 228.0 | 441.2 | 189.8 | 107.8 | 91.1 | 123.9 | 124.6 | 88.5 |
| Income taxes | 0.0 | 86.9 | 46.7 | 26.4 | 19.4 | 45.0 | 45.9 | 29.9 |
| Tax rate | 0.0% | 19.7% | 24.6% | 24.5% | 21.3% | 36.4% | 36.8% | 33.8% |
| Net income | 218.4 | 300.1 | 118.5 | 64.9 | 57.2 | 64.4 | 69.2 | 56.1 |
| Net margin | | 39.3% | 25.4% | 20.8% | 132.4% | 19.0% | 22.8% | 27.6% |
| |
| Basic EPS | $6.69 | $9.29 | $3.76 | $2.08 | $1.81 | $2.10 | $2.51 | $2.09 |
| Diluted EPS | $6.51 | $8.91 | $3.74 | $2.05 | $1.78 | $1.97 | $2.31 | $1.96 |
| |
| Shares outstanding (basic) | 32.6 | 32.3 | 31.5 | 31.2 | 31.6 | 30.7 | 27.6 | 26.8 |
| Shares outstanding (diluted) | 33.5 | 33.7 | 31.7 | 31.6 | 32.2 | 32.6 | 30.0 | 28.7 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |