| In millions, except per share items | Dec-31-22 | Dec-31-21 | Dec-31-20 | Dec-31-19 | Dec-31-18 | Dec-31-17 | Dec-31-16 | Dec-31-15 |
| | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K | 10-K |
| Interest income: |
| Interest income on loans | 48.5 | 47.9 | 49.0 | 50.4 | 46.6 | 195.4 | 25.8 | 23.8 |
| Interest income on investments | 5.5 | 4.2 | 3.4 | 3.2 | 3.0 | 3.2 | 4.0 | 4.6 |
| Interest income on repurchase agreements | 0.2 | 0.0 | 0.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 |
| | 54.9 | 52.3 | 52.6 | 54.5 | 50.4 | 44.0 | 30.0 | 28.6 |
| Interest expense: |
| Interest on deposits | 4.0 | 3.9 | 9.0 | 12.4 | 8.6 | 30.7 | 3.6 | 3.4 |
| | 4.7 | 4.2 | 9.3 | 13.1 | 9.9 | 44.0 | 4.2 | 3.8 |
| Net interest income | 50.2 | 48.1 | 43.4 | 41.4 | 40.4 | 37.3 | 25.8 | 24.8 |
| Provision for loan losses | | 0.7 | 9.8 | 0.9 | 0.8 | 1.0 | 0.6 | 0.3 |
| Net interest income after provision for loan losses | 50.2 | 47.4 | 33.5 | 40.5 | 39.6 | 36.3 | 25.2 | 24.5 |
| Deposit and loan fees | | | | | | | 1.9 | 1.9 |
| Gain on sale of investments, net | | | | | | | 0.3 | 0.3 |
| Other non-interest income | 6.7 | 7.2 | 6.0 | 4.8 | 3.7 | 4.9 | 1.7 | 1.8 |
| Total non-interest income | 6.7 | 7.2 | 6.0 | 4.8 | 3.7 | 4.9 | 4.0 | 4.0 |
| Non-interest expenses | 38.0 | 32.0 | 29.8 | 30.0 | 28.7 | 27.5 | 20.9 | 20.1 |
| Pre-tax income before non-recurring items | 20.1 | 22.7 | 9.8 | 15.3 | 14.6 | 14.7 | 8.3 | 8.4 |
| Non-recurring items | | | | | | 1.1 | | |
| Asset impairment | 1.2 | | | | | | | |
| Pre-tax income | 18.9 | 22.7 | 9.8 | 15.3 | 14.6 | 13.7 | 8.3 | 8.4 |
| Income taxes | 3.2 | 4.1 | 1.4 | 2.6 | 2.2 | 4.2 | 1.9 | 1.6 |
| Tax rate | 17.0% | 17.9% | 14.4% | 16.9% | 14.8% | 30.9% | 22.9% | 18.5% |
| Net income | 15.7 | 18.6 | 8.3 | 12.7 | 12.4 | 9.5 | 6.4 | 6.9 |
| Net margin | 27.5% | 34.1% | 21.1% | 28.0% | 28.7% | 23.0% | 22.0% | 24.1% |
| |
| Basic EPS | $2.60 | $3.01 | $1.31 | $1.96 | $1.92 | $3.12 | $3.04 | $3.41 |
| Diluted EPS | $2.59 | $3.00 | $1.30 | $1.95 | $1.92 | $3.10 | $3.03 | $3.39 |
| |
| Shares outstanding (basic) | 6.0 | 6.2 | 6.4 | 6.5 | 6.5 | 3.0 | 2.1 | 2.0 |
| Shares outstanding (diluted) | 6.0 | 6.2 | 6.4 | 6.5 | 6.5 | 3.1 | 2.1 | 2.0 |
| |
| EBIT is a non-GAAP figure that excludes all non-recurring expenses: restructuring costs, asset impairments, IPR&D writeoffs, and other unusual charges. |